/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.sr-only{clip-path:inset(50%);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.absolute{position:absolute}.relative{position:relative}.static{position:static}.start{inset-inline-start:var(--spacing)}.end{inset-inline-end:var(--spacing)}.block{display:block}.table{display:table}}:root{--paper:#f5f7f9;--paper-deep:#eaf0f4;--surface:#fff;--ink:#0c243d;--muted:#536779;--navy:#0c243d;--navy-dark:#071a2d;--gold:#f8d389;--gold-strong:#d5a94c;--gold-ink:#94620e;--wine:var(--navy);--wine-dark:var(--navy-dark);--terra:var(--gold-ink);--line:#d3dee6;--soft-line:#0c243d1f;--shadow:0 18px 54px #0c243d1a;--shell:1344px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);text-rendering:optimizelegibility;margin:0;font-family:Onest,Inter,Helvetica Neue,Arial,sans-serif}h1,h2{font-family:Georgia,Times New Roman,serif}body.menu-open{overflow:hidden}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}img{max-width:100%;display:block}::selection{color:var(--navy);background:var(--gold)}.shell{width:min(var(--shell), calc(100% - 96px));margin:0 auto}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.skip-link{z-index:1000;color:#fff;background:var(--navy);border-radius:7px;padding:12px 16px;position:fixed;top:12px;left:12px;transform:translateY(-160%)}.skip-link:focus{transform:translateY(0)}.site-header{z-index:30;border-bottom:1px solid var(--line);background:#fffffff7;position:relative;box-shadow:0 8px 28px #0c243d0a}.header-inner{justify-content:space-between;align-items:center;gap:30px;height:110px;display:flex}.brand{flex:none;align-items:center;display:inline-flex}.brand-logo{object-fit:contain;width:196px;height:82px}.main-nav{align-items:center;gap:clamp(22px,3.1vw,52px);display:flex}.main-nav a{white-space:nowrap;font-size:16px;position:relative}.main-nav a:after{content:"";background:var(--wine);height:1px;transition:right .18s;position:absolute;bottom:-9px;left:0;right:100%}.main-nav a:hover:after,.main-nav a:focus-visible:after{right:0}.mobile-diagnostic{display:none}.header-diagnostic{color:var(--navy);border:1px solid var(--navy);white-space:nowrap;border-radius:7px;padding:11px 16px;font-size:13px;font-weight:650}.header-diagnostic:hover{color:var(--navy);background:var(--gold);border-color:var(--gold)}.header-phone{color:var(--wine);white-space:nowrap;justify-items:end;gap:4px;font-size:18px;font-weight:650;display:grid}.header-phone small{color:var(--muted);font-size:12px;font-weight:450}.menu-toggle{background:0 0;border:0;width:44px;height:44px;padding:11px 7px;display:none}.menu-toggle span:not(.sr-only){background:var(--ink);height:1.5px;margin:7px 0;display:block}.hero{background:var(--paper);position:relative;overflow:hidden}.hero:before{content:"";filter:blur(4px);background:#f8d38952;border-radius:50%;width:620px;height:620px;position:absolute;top:-210px;left:-330px}.hero-grid{grid-template-columns:minmax(0,1.1fr) minmax(390px,.78fr);align-items:center;gap:clamp(42px,5vw,82px);min-height:720px;display:grid;position:relative}.hero-copy{z-index:2;align-self:center;padding:62px 0 86px 10px;position:relative}.eyebrow{color:var(--terra);letter-spacing:.08em;text-transform:uppercase;margin:0 0 30px;font-size:14px;font-weight:650;line-height:1.2}.hero h1{letter-spacing:-.045em;max-width:780px;margin:0;font-size:clamp(48px,4.25vw,62px);font-weight:500;line-height:1.02}.hero-lead{max-width:680px;color:var(--muted);margin:30px 0 0;font-size:20px;line-height:1.5}.hero-actions{flex-wrap:wrap;gap:16px;margin-top:34px;display:flex}.button{text-align:center;border:1px solid #0000;border-radius:9px;justify-content:center;align-items:center;gap:18px;min-height:66px;padding:16px 26px;font-size:16px;font-weight:620;transition:transform .18s,background .18s,border-color .18s,box-shadow .18s;display:inline-flex}.button:hover{transform:translateY(-1px)}.button-primary{background:var(--navy);color:#fff;box-shadow:0 10px 26px #0c243d2e}.button-primary:hover{background:var(--navy-dark);box-shadow:0 12px 30px #0c243d3d}.button-outline{border-color:var(--navy);color:var(--navy);background:#ffffff80}.button-outline:hover{border-color:var(--gold-strong);background:#f8d38947}.button:focus-visible,a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline-offset:3px;outline:3px solid #d5a94c80}.trust-line{max-width:690px;color:var(--muted);align-items:flex-start;gap:14px;margin:30px 0 0;font-size:14px;line-height:1.5;display:flex}.trust-line>span{border:4px solid var(--gold);background:var(--navy);border-radius:50%;flex:none;width:13px;height:13px;margin-top:4px}.hero-founder{color:#fff;background:var(--navy);border:1px solid #d5a94c99;border-radius:14px;min-width:0;margin:30px 0 68px;overflow:hidden;box-shadow:0 30px 70px #0c243d38}.hero-founder-photo{background:var(--navy);height:clamp(480px,42vw,560px);overflow:hidden}.hero-founder-photo img{object-fit:cover;object-position:50% 4%;width:100%;height:100%;display:block}.hero-founder figcaption{border-top:1px solid #f8d38959;gap:5px;padding:20px 24px 22px;display:grid}.hero-founder figcaption>span{color:var(--gold);letter-spacing:.1em;text-transform:uppercase;font-size:11px;font-weight:700}.hero-founder figcaption strong{font-size:22px;line-height:1.2}.hero-founder figcaption small{color:#ffffffa3;font-size:11px;line-height:1.45}.hero-founder figcaption a{color:#fff;width:fit-content;margin-top:9px;font-size:12px;font-weight:650}.hero-founder figcaption a span{color:var(--gold);margin-left:7px}.hero-legal-row{z-index:3;margin-top:-54px;position:relative}.hero-legal-row .hero-bankruptcy-notice{max-width:none;min-height:0;margin:0}.service-ribbon{z-index:5;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#fffffffa;border-radius:12px 12px 0 0;grid-template-columns:repeat(3,1fr);margin-top:30px;display:grid;position:relative;box-shadow:0 -12px 40px #0c243d14}.service-ribbon a{border-right:1px solid var(--line);justify-content:center;align-items:center;gap:18px;min-height:104px;padding:24px;font-size:18px;display:flex}.service-ribbon a:last-child{border-right:0}.service-ribbon a span{color:var(--terra);font-size:27px}.section{padding:116px 0}.market-section{background:var(--surface)}.paths-section{background:var(--paper-deep)}.story-feature{background:var(--surface);padding:0 0 116px}.story-feature-grid{border-top:1px solid var(--line);grid-template-columns:minmax(320px,.72fr) minmax(0,1.28fr);align-items:center;gap:64px;padding-top:54px;display:grid}.story-feature-copy h2{letter-spacing:-.036em;margin:0;font-family:Georgia,Times New Roman,serif;font-size:clamp(36px,3.8vw,54px);font-weight:620;line-height:1.07}.story-feature-copy>p:not(.eyebrow){color:var(--muted);margin:26px 0 0;font-size:17px;line-height:1.65}.story-feature-photo{aspect-ratio:16/9;background:var(--paper-deep);min-width:0;box-shadow:var(--shadow);border-radius:14px;margin:0;overflow:hidden}.story-feature-photo img{object-fit:cover;width:100%;height:100%}.section-heading{margin-bottom:54px}.section-heading .eyebrow{margin-bottom:20px}.section-heading h2{letter-spacing:-.038em;max-width:760px;margin:0;font-size:clamp(38px,4.2vw,58px);font-weight:620;line-height:1.06}.section-heading>p{max-width:510px;color:var(--muted);margin:46px 0 0;font-size:18px;line-height:1.55}.heading-split{grid-template-columns:minmax(0,1.25fr) minmax(320px,.75fr);align-items:end;gap:70px;display:grid}.consulting-definition{grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);align-items:start;gap:96px;display:grid}.consulting-definition h2,.direct-layout h2,.standard-intro h2{letter-spacing:-.038em;margin:0;font-size:clamp(38px,4.2vw,58px);font-weight:620;line-height:1.06}.definition-copy{border-top:1px solid var(--line);padding-top:42px}.definition-copy p{color:var(--muted);margin:0;font-size:18px;line-height:1.7}.definition-copy>strong{border-left:3px solid var(--gold-strong);margin-top:25px;padding-left:22px;font-size:18px;line-height:1.55;display:block}.situation-section{background:var(--paper)}.situation-grid{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.situation-card{border:1px solid var(--line);background:var(--surface);border-radius:13px;min-height:245px;padding:32px}.situation-card>span{color:var(--terra);letter-spacing:.08em;font-size:12px;font-weight:700}.situation-card h3{letter-spacing:-.025em;margin:34px 0 16px;font-size:26px;line-height:1.18}.situation-card p{color:var(--muted);margin:0;font-size:15px;line-height:1.6}.section-disclaimer{color:var(--muted);border-left:3px solid var(--gold-strong);background:#ffffffad;margin:30px 0 0;padding:19px 22px;font-size:14px;line-height:1.6}.direct-section{color:#fff;background:var(--navy)}.direct-section .eyebrow,.quiz-section .eyebrow,.founder-section .eyebrow,.final-section .eyebrow,.service-alternatives-section .eyebrow,.inner-form-wrap .eyebrow{color:var(--gold)}.direct-layout{grid-template-columns:minmax(0,.82fr) minmax(520px,1.18fr);align-items:start;gap:90px;display:grid}.direct-layout>div>p:not(.eyebrow){color:#ffffffb3;margin:28px 0 0;font-size:18px;line-height:1.6}.direct-layout>div>strong{color:var(--gold);margin-top:26px;font-size:17px;line-height:1.5;display:block}.direct-options{border-top:1px solid #ffffff2e;border-left:1px solid #ffffff2e;grid-template-columns:1fr 1fr;margin:0;padding:0;list-style:none;display:grid}.direct-options li{color:#ffffffd1;border-bottom:1px solid #ffffff2e;border-right:1px solid #ffffff2e;flex-direction:column;justify-content:space-between;gap:22px;min-height:142px;padding:22px;line-height:1.45;display:flex}.direct-options span{color:var(--gold);letter-spacing:.08em;font-size:11px}.comparison-grid{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.comparison-card{border:1px solid var(--line);border-radius:13px;min-height:300px;padding:34px}.comparison-muted{background:var(--paper)}.comparison-main{color:#fff;background:var(--navy);border-color:var(--navy);box-shadow:0 18px 44px #0c243d33}.card-label{color:var(--terra);letter-spacing:.08em;text-transform:uppercase;font-size:12px;font-weight:650}.comparison-main .card-label{color:var(--gold)}.comparison-card h3{letter-spacing:-.025em;margin:58px 0 15px;font-size:26px;line-height:1.15}.comparison-card p{color:var(--muted);margin:0;font-size:16px;line-height:1.55}.comparison-main p{color:#ffffffc7}.comparison-card a{gap:10px;margin-top:24px;font-size:14px;font-weight:650;display:inline-flex}.paths-grid{grid-template-columns:repeat(6,1fr);gap:18px;display:grid}.path-card{border:1px solid var(--line);background:var(--surface);border-radius:13px;flex-direction:column;min-height:394px;padding:30px;transition:transform .18s,box-shadow .18s,border-color .18s;display:flex}.path-card:first-child,.path-card:nth-child(2),.path-card:nth-child(3){grid-column:span 2}.path-card:nth-child(4),.path-card:nth-child(5){grid-column:span 3}.path-card:hover{box-shadow:var(--shadow);border-color:#0c243d59;transform:translateY(-3px)}.path-topline{color:var(--terra);letter-spacing:.08em;justify-content:space-between;align-items:center;font-size:13px;display:flex}.path-arrow{font-size:24px}.path-card h3{letter-spacing:-.025em;margin:44px 0 15px;font-size:24px;line-height:1.15}.path-card>p{color:var(--muted);margin:0;font-size:15px;line-height:1.55}.path-risk{border-top:1px solid var(--line);color:var(--muted);margin:24px 0 0;padding-top:18px;font-size:13px;line-height:1.5}.path-risk strong{color:var(--ink)}.path-card>a{color:var(--wine);justify-content:space-between;gap:12px;margin-top:auto;padding-top:24px;font-size:14px;font-weight:650;display:inline-flex}.paths-cta{background:#ffffffb3;border:1px solid #0c243d29;border-radius:13px;justify-content:space-between;align-items:center;gap:28px;margin-top:30px;padding:30px 34px;display:flex}.paths-cta p{margin:0;font-size:23px;font-weight:600}.scenario-grid{grid-template-columns:1fr 1fr;gap:18px;display:grid}.scenario-card{border:1px solid var(--line);background:var(--surface);border-radius:13px;flex-direction:column;min-height:0;padding:30px;transition:transform .18s,box-shadow .18s,border-color .18s;display:flex;overflow:hidden}.scenario-photo{aspect-ratio:16/8.5;object-fit:cover;object-position:center;width:calc(100% + 60px);max-width:none;height:auto;margin:-30px -30px 28px}.scenario-card:hover{box-shadow:var(--shadow);border-color:#0c243d59;transform:translateY(-3px)}.scenario-card h3{letter-spacing:-.025em;margin:42px 0 18px;font-size:29px;line-height:1.15}.scenario-card:has(.scenario-photo) h3{margin-top:30px}.scenario-card>p:not(.bankruptcy-notice){color:var(--muted);margin:0;font-size:15px;line-height:1.6}.scenario-card>p strong{color:var(--ink)}.scenario-card>a{color:var(--wine);justify-content:space-between;gap:18px;margin-top:auto;padding-top:24px;font-size:14px;font-weight:650;display:flex}.scenarios-bankruptcy-notice{max-width:none;margin-top:20px}.bankruptcy-notice{color:var(--navy);background:#fff7e7;border:1px solid #d5a94cb3;border-radius:9px;margin:24px 0 0;padding:18px 20px;font-size:13px;font-weight:620;line-height:1.62}.hero-bankruptcy-notice{align-items:center;max-width:700px;min-height:92px;display:flex}.scenario-bankruptcy-notice{align-items:center;min-height:116px;margin-bottom:24px;display:flex}.interior-bankruptcy-notice,.service-bankruptcy-notice,.quiz-bankruptcy-notice{min-height:92px}.quiz-result>.quiz-bankruptcy-notice{color:var(--navy);font-size:12px;line-height:1.55}.quiz-section{background:var(--navy);color:#fff}.quiz-layout{grid-template-columns:minmax(0,.78fr) minmax(500px,1.22fr);align-items:center;gap:88px;display:grid}.quiz-intro h2,.calculator-layout h2,.proof-intro h2,.value-grid h2,.faq-intro h2,.final-grid h2{letter-spacing:-.04em;margin:0;font-size:clamp(38px,4.35vw,60px);font-weight:620;line-height:1.05}.quiz-intro>p:not(.eyebrow){color:#ffffffb3;max-width:560px;margin:28px 0 0;font-size:18px;line-height:1.55}.plain-checks{color:#ffffffd1;gap:13px;margin:34px 0 0;padding:0;list-style:none;display:grid}.plain-checks li:before{content:"✓";width:22px;height:22px;color:var(--navy);background:var(--gold);border-radius:50%;place-items:center;margin-right:12px;font-size:12px;font-weight:800;display:inline-grid}.quiz-card{background:#ffffff0f;border:1px solid #ffffff21;border-radius:15px;min-height:500px;padding:44px;box-shadow:0 26px 70px #0000002e}.quiz-progress{background:#ffffff24;height:3px;overflow:hidden}.quiz-progress span{background:var(--gold);height:100%;transition:width .22s;display:block}.quiz-count{color:var(--gold);letter-spacing:.08em;text-transform:uppercase;margin:24px 0 0;font-size:12px;font-weight:650}.quiz-card h3{letter-spacing:-.03em;max-width:600px;margin:18px 0 0;font-size:34px;line-height:1.15}.quiz-options{grid-template-columns:1fr 1fr;gap:12px;margin-top:32px;display:grid}.quiz-options button{color:#fff;text-align:left;cursor:pointer;background:#ffffff0a;border:1px solid #ffffff2e;border-radius:9px;justify-content:space-between;align-items:center;min-height:70px;padding:16px 20px;transition:background .18s,border-color .18s;display:flex}.quiz-options button:hover{border-color:var(--gold);background:#f8d3891a}.quiz-options button span:last-child{color:var(--gold);font-size:20px}.quiz-privacy{color:#ffffff7a;margin:26px 0 0;font-size:12px}.quiz-result{flex-direction:column;min-height:410px;display:flex}.result-label{color:var(--gold);letter-spacing:.08em;text-transform:uppercase;font-size:12px;font-weight:650}.quiz-result>p{color:#ffffffb8;max-width:610px;margin:22px 0 0;font-size:17px;line-height:1.55}.result-paths{flex-wrap:wrap;gap:8px;margin-top:28px;display:flex}.result-paths span{color:var(--gold);border:1px solid #f8d3896b;border-radius:999px;padding:9px 12px;font-size:13px}.quiz-result-actions{flex-wrap:wrap;align-items:center;gap:22px;margin-top:auto;padding-top:30px;display:flex}.text-button{color:inherit;cursor:pointer;background:0 0;border:0;border-bottom:1px solid;padding:10px 0}.quiz-result small{color:#ffffff73;margin-top:22px;line-height:1.5}.diagnosis-section{background:var(--surface)}.process-journey-grid{grid-template-columns:repeat(6,1fr);gap:16px;margin:0;padding:0;list-style:none;display:grid}.process-journey-grid li{border:1px solid var(--line);background:var(--paper);border-radius:12px;grid-column:span 2;overflow:hidden}.process-journey-grid li:nth-child(n+4){grid-column:span 3}.process-journey-grid img{aspect-ratio:16/8.4;object-fit:cover;width:100%}.process-journey-grid li>div{padding:24px 26px 28px}.process-journey-grid span{color:var(--terra);letter-spacing:.08em;font-size:11px;font-weight:700}.process-journey-grid h3{letter-spacing:-.02em;margin:26px 0 13px;font-size:23px;line-height:1.16}.process-journey-grid p{color:var(--muted);margin:0;font-size:14px;line-height:1.58}.process-grid{border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(4,1fr);margin:0;padding:0;list-style:none;display:grid}.process-grid li{border-right:1px solid var(--line);min-height:245px;padding:28px 24px}.process-grid li:last-child{border-right:0}.process-grid li>span{color:var(--terra);letter-spacing:.08em;font-size:12px}.process-grid h3{letter-spacing:-.02em;margin:40px 0 16px;font-size:22px}.process-grid p{color:var(--muted);margin:0;font-size:14px;line-height:1.6}.process-grid-five{grid-template-columns:repeat(5,1fr)}.diagnostic-route{border:1px solid var(--line);background:var(--paper);border-radius:12px;flex-wrap:wrap;justify-content:center;align-items:center;gap:9px;margin-top:34px;padding:24px;display:flex}.diagnostic-route span{color:var(--navy);background:var(--surface);border-radius:999px;padding:9px 12px;font-size:12px;font-weight:650}.diagnostic-route b{color:var(--gold-ink);font-weight:500}.results-block{border-top:1px solid var(--line);grid-template-columns:minmax(260px,.62fr) minmax(0,1.38fr);gap:64px;margin-top:70px;padding-top:62px;display:grid}.results-heading h3{letter-spacing:-.035em;margin:0;font-family:Georgia,Times New Roman,serif;font-size:clamp(34px,3.8vw,49px);line-height:1.08}.results-grid{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(3,1fr);display:grid}.results-grid>div{border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:160px;padding:22px}.results-grid span{color:var(--terra);letter-spacing:.08em;font-size:11px}.results-grid p{color:var(--muted);margin:50px 0 0;font-size:13px;line-height:1.52}.free-paid-grid{grid-template-columns:1fr 1fr;gap:18px;margin-top:56px;display:grid}.included-card{border:1px solid var(--line);border-radius:13px;padding:38px}.included-free{background:#fff7e7}.included-paid{background:var(--paper)}.included-card>span{color:var(--terra);letter-spacing:.08em;text-transform:uppercase;font-size:12px;font-weight:650}.included-card h3{letter-spacing:-.025em;max-width:520px;margin:32px 0 22px;font-size:27px;line-height:1.18}.included-card ul{color:var(--muted);gap:10px;margin:0;padding:0;list-style:none;display:grid}.included-card li:before{content:"—";color:var(--terra);margin-right:9px}.calculator-section{background:var(--paper)}.calculator-layout{grid-template-columns:minmax(0,.85fr) minmax(560px,1.15fr);align-items:center;gap:84px;display:grid}.calculator-layout>div:first-child>p:not(.eyebrow){max-width:560px;color:var(--muted);margin:28px 0 0;font-size:18px;line-height:1.55}.text-link{color:var(--wine);align-items:center;gap:14px;margin-top:32px;font-size:14px;font-weight:650;display:inline-flex}.calculator-card{border:1px solid var(--line);background:var(--surface);box-shadow:var(--shadow);border-radius:15px;grid-template-columns:.92fr 1.08fr;gap:18px;padding:24px;display:grid}.calculator-fields{align-content:start;gap:14px;display:grid}.calculator-fields label{gap:8px;display:grid}.calculator-fields label>span{color:var(--muted);font-size:12px;font-weight:600}.calculator-fields label>div{border:1px solid var(--line);background:#fff;border-radius:8px;align-items:center;display:flex}.calculator-fields input{background:0 0;border:0;outline:0;width:100%;min-width:0;height:54px;padding:0 14px}.calculator-fields b{color:var(--wine);padding-right:14px}.calculator-result{color:#fff;background:var(--navy-dark);border-radius:11px;padding:26px}.calculator-result>span{color:var(--gold);letter-spacing:.08em;text-transform:uppercase;font-size:11px;font-weight:650}.calculator-result>strong{letter-spacing:-.04em;margin-top:25px;font-size:44px;line-height:1;display:block}.calculator-result>p{color:#ffffffa1;margin:8px 0 28px;font-size:12px}.calculator-result>div{border-top:1px solid #ffffff21;justify-content:space-between;gap:16px;padding:13px 0;font-size:12px;display:flex}.calculator-result>div span{color:#ffffff94}.calculator-result em{color:var(--gold);margin-top:17px;font-size:12px;font-style:normal;line-height:1.45;display:block}.calculator-result.is-danger{background:var(--wine)}.calculator-card>small{color:var(--muted);grid-column:1/-1;line-height:1.5}.fears-section{background:var(--paper-deep)}.fears-grid{grid-template-columns:1fr 1fr;gap:16px;display:grid}.fears-grid article{border:1px solid var(--line);background:#ffffffd1;border-radius:12px;flex-direction:column;min-height:330px;padding:28px;display:flex}.fears-grid article>span{color:var(--terra);font-size:12px}.fears-grid h3{letter-spacing:-.025em;margin:58px 0 14px;font-size:23px}.fears-grid p{color:var(--muted);margin:0;font-size:14px;line-height:1.55}.fears-grid a{color:var(--wine);margin-top:auto;padding-top:20px;font-size:13px;font-weight:650}.fears-grid .fear-card-photo{grid-template-columns:minmax(200px,.88fr) minmax(0,1.12fr);min-height:286px;padding:0;display:grid;overflow:hidden}.fear-card-photo>img{object-fit:cover;width:100%;height:100%}.fear-card-photo>div{flex-direction:column;flex:1;padding:24px 28px 28px;display:flex}.fear-card-photo>div>span{color:var(--terra);font-size:12px}.fear-card-photo h3{margin-top:28px}.refi-cases-section{color:#fff;background:var(--navy)}.refi-cases-section .eyebrow{color:var(--gold)}.refi-cases-section .section-heading>p{color:#ffffffb3}.refi-case-banner{aspect-ratio:1918/820;background:var(--navy-dark);border:1px solid #ffffff24;border-radius:15px;min-height:0;margin-bottom:24px;position:relative;overflow:hidden}.refi-case-banner:after{content:"";background:linear-gradient(90deg,#06192bf7 0%,#06192bc2 38%,#06192b29 76%,#06192b0a 100%);position:absolute;inset:0}.refi-case-banner>img{object-fit:cover;width:100%;height:100%;position:absolute;inset:0}.refi-case-banner>div{z-index:1;flex-direction:column;justify-content:center;max-width:610px;height:100%;padding:48px;display:flex;position:relative}.refi-case-banner span{color:var(--gold);letter-spacing:.1em;text-transform:uppercase;font-size:11px;font-weight:750}.refi-case-banner strong{letter-spacing:-.035em;margin-top:22px;font-family:Georgia,Times New Roman,serif;font-size:clamp(34px,4vw,54px);line-height:1.05;display:block}.refi-case-banner p{color:#ffffffb8;max-width:520px;margin:22px 0 0;font-size:15px;line-height:1.58}.refi-featured-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;display:grid}.refi-featured-card{min-width:0;color:var(--ink);background:var(--surface);border-radius:14px;flex-direction:column;display:flex;overflow:hidden}.refi-featured-card>img{aspect-ratio:3/2;object-fit:contain;width:100%;height:auto;display:block}.refi-featured-body{flex-direction:column;flex:1;padding:27px;display:flex}.refi-featured-body>span{color:var(--terra);letter-spacing:.08em;text-transform:uppercase;font-size:10px;font-weight:750}.refi-featured-body h3{letter-spacing:-.025em;margin:24px 0 14px;font-size:24px;line-height:1.18}.refi-featured-body>p{color:var(--muted);margin:0;font-size:14px;line-height:1.58}.refi-featured-body dl{border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(3,minmax(0,1fr));margin:25px 0 0;display:grid}.refi-featured-body dl>div{min-width:0;padding:16px 8px 16px 0}.refi-featured-body dt{color:var(--muted);text-transform:uppercase;font-size:9px;line-height:1.3}.refi-featured-body dd{overflow-wrap:anywhere;color:var(--wine);margin:8px 0 0;font-size:14px;font-weight:750;line-height:1.2}.refi-featured-body>a{color:var(--wine);justify-content:space-between;gap:16px;margin-top:auto;padding-top:24px;font-size:13px;font-weight:700;display:flex}.case-privacy-note{color:#fff9;max-width:980px;margin:24px 0 0;font-size:11px;line-height:1.6}.refi-cases-actions{flex-wrap:wrap;gap:12px;margin-top:30px;display:flex}.refi-cases-section .button-outline{color:#fff;background:0 0;border-color:#ffffff75}.asset-home-section{background:#fff9ee}.asset-home-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;display:grid}.asset-home-card{background:var(--surface);border:1px solid #d5a94c7a;border-radius:14px;flex-direction:column;min-width:0;display:flex;overflow:hidden;box-shadow:0 14px 38px #0c243d12}.asset-home-card>img{aspect-ratio:3/2;object-fit:cover;width:100%;height:auto}.asset-home-card>div{flex-direction:column;flex:1;padding:28px;display:flex}.asset-home-card div>span{color:var(--gold-ink);letter-spacing:.08em;text-transform:uppercase;font-size:10px;font-weight:750}.asset-home-card h3{letter-spacing:-.025em;margin:24px 0 16px;font-size:25px;line-height:1.18}.asset-home-card p{color:var(--muted);margin:0;font-size:14px;line-height:1.58}.asset-home-card a{color:var(--navy);justify-content:space-between;gap:18px;margin-top:auto;padding-top:26px;font-size:13px;font-weight:700;display:flex}.asset-home-actions,.asset-protection-actions{flex-wrap:wrap;gap:12px;margin-top:30px;display:flex}.cases-section{background:var(--surface)}.cases-grid{grid-template-columns:repeat(2,1fr);gap:18px;display:grid}.case-card{border:1px solid var(--line);background:var(--paper);border-radius:12px;flex-direction:column;min-height:300px;padding:34px;display:flex;overflow:hidden}.case-card>img{aspect-ratio:3/2;object-fit:contain;width:calc(100% + 68px);max-width:none;height:auto;margin:-34px -34px 30px}.case-card>div{color:var(--terra);justify-content:space-between;align-items:center;gap:20px;font-size:12px;display:flex}.case-card>div span{color:var(--navy);background:var(--gold);border-radius:999px;padding:7px 10px}.case-card>div b{color:var(--muted);font-weight:550}.case-card h3{letter-spacing:-.025em;max-width:560px;margin:38px 0 16px;font-size:27px;line-height:1.17}.case-card p{color:var(--wine);margin:0;font-size:14px;font-weight:650}.case-card>a{border-top:1px solid var(--line);justify-content:space-between;margin-top:auto;padding-top:22px;font-size:13px;font-weight:650;display:flex}.case-disclaimer{max-width:920px;color:var(--muted);margin:28px 0 0;font-size:12px;line-height:1.6}.outcome-stories-section{background:var(--paper-deep)}.outcome-stories-grid{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.outcome-stories-grid article{border:1px solid var(--line);background:var(--surface);border-radius:14px;overflow:hidden}.outcome-stories-grid img{aspect-ratio:4/4.3;object-fit:cover;object-position:center top;width:100%}.outcome-stories-grid article>div{padding:26px 28px 30px}.outcome-stories-grid span{color:var(--terra);letter-spacing:.08em;text-transform:uppercase;font-size:11px;font-weight:700}.outcome-stories-grid h3{letter-spacing:-.025em;margin:26px 0 13px;font-size:24px;line-height:1.18}.outcome-stories-grid p{color:var(--muted);margin:0;font-size:14px;line-height:1.58}.outcome-stories-note{color:var(--muted);margin:24px 0 0;font-size:12px;line-height:1.55}.center-link{justify-content:center;margin-top:34px;display:flex}.reviews-section{background:var(--paper-deep)}.reviews-heading{grid-template-columns:minmax(0,1fr) 220px;align-items:end;gap:60px;display:grid}.reviews-heading h2{letter-spacing:-.038em;max-width:800px;margin:0;font-size:clamp(38px,4.2vw,58px);font-weight:620;line-height:1.06}.reviews-rating{color:#fff;background:var(--navy);min-height:190px;box-shadow:var(--shadow);border-radius:13px;flex-direction:column;padding:24px;display:flex}.reviews-rating span{color:var(--gold);letter-spacing:.08em;text-transform:uppercase;font-size:12px;font-weight:700}.reviews-rating strong{letter-spacing:-.05em;margin-top:22px;font-size:64px;line-height:1}.reviews-rating small{color:#ffffffad;margin-top:auto;font-size:11px}.reviews-grid{grid-template-columns:repeat(3,1fr);gap:16px;margin-top:48px;display:grid}.review-card{border:1px solid var(--line);background:var(--paper);border-radius:12px;flex-direction:column;min-height:320px;padding:30px;display:flex}.review-card>span{color:var(--terra);letter-spacing:.08em;font-size:11px;font-weight:700}.review-card h3{margin:32px 0 16px;font-size:25px;line-height:1.18}.review-card>p{color:var(--muted);margin:0;font-size:15px;line-height:1.62}.review-card footer{border-top:1px solid var(--line);gap:6px;margin-top:auto;padding-top:22px;display:grid}.review-card footer strong{font-size:13px}.review-card footer a{color:var(--wine);font-size:11px;font-weight:650}.reviews-note{max-width:880px;color:var(--muted);margin:24px 0 0;font-size:11px;line-height:1.6}.founder-section{color:#fff;background:var(--navy)}.founder-grid{grid-template-columns:minmax(340px,.76fr) minmax(0,1.24fr);align-items:center;gap:88px;display:grid}.founder-portrait{aspect-ratio:3/4;background:var(--navy-dark);border:1px solid #f8d38985;border-radius:14px;position:relative;overflow:hidden;box-shadow:0 30px 70px #0000002e}.founder-portrait img{object-fit:cover;object-position:50% 50%;width:100%;height:100%;display:block}.founder-portrait small{color:var(--navy);background:var(--gold);letter-spacing:.1em;text-transform:uppercase;border-radius:999px;padding:9px 12px;font-size:10px;font-weight:800;position:absolute;bottom:20px;left:20px}.founder-copy h2{letter-spacing:-.04em;margin:0;font-size:clamp(42px,5vw,66px);line-height:1.03}.founder-copy blockquote{color:#fffc;max-width:790px;margin:34px 0 0;padding:0;font-size:22px;line-height:1.5}.founder-facts{border-top:1px solid #fff3;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:44px;padding-top:30px;display:grid}.founder-facts div{gap:8px;display:grid}.founder-facts strong{color:var(--gold);font-size:17px}.founder-facts span{color:#ffffffa6;font-size:13px;line-height:1.5}.founder-copy .text-link{color:#fff}.proof-section{background:var(--paper)}.proof-intro{max-width:840px}.proof-grid{border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(4,1fr);margin-top:60px;display:grid}.proof-grid>div{border-right:1px solid var(--line);flex-direction:column;min-height:230px;padding:30px 25px;display:flex}.proof-grid>div:last-child{border-right:0}.proof-grid strong{color:var(--wine);letter-spacing:-.045em;font-size:clamp(34px,4vw,54px);line-height:1}.proof-grid span{margin-top:auto;font-size:16px;font-weight:650}.proof-grid small{color:var(--muted);margin-top:6px;font-size:11px}.proof-note{max-width:760px;color:var(--muted);margin:24px 0 0;font-size:11px;line-height:1.55}.value-section{background:#fff7e6}.value-grid{grid-template-columns:1.08fr .92fr;align-items:start;gap:100px;display:grid}.value-copy>p{color:var(--muted);margin:38px 0 0;font-size:18px;line-height:1.55}.value-copy ul{gap:12px;margin:30px 0 34px;padding:0;list-style:none;display:grid}.value-copy li:before{content:"✓";color:var(--terra);margin-right:10px;font-weight:800}.standard-section{background:#fff7e7}.standard-layout{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);align-items:start;gap:clamp(48px,5vw,72px);display:grid}.standard-intro,.standard-grid{min-width:0}.standard-intro h2{overflow-wrap:break-word;-webkit-hyphens:auto;hyphens:auto;text-wrap:balance;max-width:100%;font-size:clamp(38px,3.6vw,54px)}.standard-intro>p:not(.eyebrow){color:var(--muted);margin:28px 0 0;font-size:17px;line-height:1.62}.standard-intro .button{margin-top:30px}.standard-grid{border-top:1px solid #0c243d2e;border-left:1px solid #0c243d2e;grid-template-columns:1fr 1fr;display:grid}.standard-grid article{background:#ffffff73;border-bottom:1px solid #0c243d2e;border-right:1px solid #0c243d2e;min-height:210px;padding:26px}.standard-grid span{color:var(--terra);letter-spacing:.08em;font-size:11px}.standard-grid h3{margin:34px 0 14px;font-size:23px;line-height:1.16}.standard-grid p{color:var(--muted);margin:0;font-size:13px;line-height:1.55}.standard-disclosure{color:var(--muted);border-left:3px solid var(--gold-strong);background:#ffffff94;grid-column:2;margin:24px 0 0;padding:18px 21px;font-size:13px;line-height:1.58}.faq-section{background:var(--surface)}.faq-layout{grid-template-columns:.78fr 1.22fr;align-items:start;gap:90px;display:grid}.faq-intro{position:sticky;top:140px}.faq-intro>p:not(.eyebrow){max-width:460px;color:var(--muted);margin:26px 0 0;line-height:1.6}.faq-list details{border-top:1px solid var(--line)}.faq-list details:last-child{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;justify-content:space-between;align-items:center;gap:24px;min-height:84px;font-size:18px;font-weight:600;list-style:none;display:flex}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary b{color:var(--wine);font-size:25px;font-weight:400;transition:transform .18s}.faq-list details[open] summary b{transform:rotate(45deg)}.faq-list details>p{max-width:740px;color:var(--muted);margin:-5px 0 28px;line-height:1.65}.final-section{color:#fff;background:var(--navy)}.final-photo{aspect-ratio:16/6.2;background:var(--navy-dark);border-radius:13px;min-width:0;margin:0 0 64px;overflow:hidden}.final-photo img{object-fit:cover;object-position:center 44%;width:100%;height:100%}.final-grid{grid-template-columns:1.03fr .97fr;align-items:start;gap:90px;display:grid}.final-grid>div:first-child>p:not(.eyebrow){color:#ffffffad;max-width:660px;margin:28px 0 0;font-size:18px;line-height:1.55}.consultation-form{color:var(--ink);background:var(--surface);border-radius:13px;padding:34px;box-shadow:0 26px 70px #0003}.form-intro{color:var(--muted);margin:0 0 22px;font-size:12px;line-height:1.55}.form-grid{grid-template-columns:1fr 1fr;gap:16px;display:grid}.form-grid label{gap:8px;display:grid}.form-grid label>span{color:var(--muted);font-size:12px;font-weight:600}.form-grid input,.form-grid select{width:100%;height:54px;color:var(--ink);border:1px solid var(--line);background:#fff;border-radius:7px;padding:0 13px}.form-wide{grid-column:1/-1}.consent-row{min-width:0;color:var(--muted);border:0;gap:12px;margin:22px 0;padding:0;font-size:13px;line-height:1.55;display:grid}.consent-check{cursor:pointer;align-items:flex-start;gap:10px;display:flex}.consent-check input{width:18px;height:18px;accent-color:var(--wine);flex:none;margin-top:2px}.consent-row a{color:var(--wine);text-underline-offset:2px;text-decoration:underline}.consent-policy{margin:-4px 0 5px 28px}.consent-check-optional{border-top:1px solid var(--line);padding-top:13px}.consent-optional-note{color:var(--terra);letter-spacing:.06em;text-transform:uppercase;margin:-5px 0 0 28px;font-size:11px;font-weight:700}.consultation-form .button{width:100%}.consultation-form .button:disabled{cursor:wait;opacity:.72}.form-trap{clip-path:inset(50%);white-space:nowrap;width:1px;height:1px;overflow:hidden;position:absolute!important}.form-error{color:#7d1f2a;background:#fff2f3;border:1px solid #7d1f2a40;border-radius:7px;margin:-8px 0 16px;padding:12px 14px;font-size:12px;line-height:1.5}.form-note{color:var(--muted);text-align:center;margin:13px 0 0;font-size:10px}.form-success{color:var(--ink);background:var(--surface);border-radius:13px;padding:38px}.form-success>span{color:var(--terra);text-transform:uppercase;letter-spacing:.08em;font-size:12px}.form-success h3{margin:22px 0 0;font-size:32px}.form-success p{color:var(--muted);line-height:1.6}.form-success .button{width:100%;margin-top:18px}.form-success-actions{gap:10px;display:grid}.form-success-actions .button-outline{margin-top:0}.form-success .text-button{color:var(--wine);margin:20px auto 0;display:block}.messenger-follow-up{color:var(--ink);border:1px solid var(--line);background:var(--paper);border-radius:10px;margin-top:18px;padding:20px}.messenger-follow-up>span{color:var(--terra);letter-spacing:.08em;text-transform:uppercase;font-size:10px;font-weight:700;display:block}.messenger-follow-up h3,.messenger-follow-up h4{margin:9px 0 0;font-family:inherit;font-size:19px;line-height:1.25}.messenger-follow-up p{color:var(--muted);margin:10px 0 0;font-size:13px;line-height:1.55}.messenger-follow-up-actions{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:16px;display:grid}.messenger-link{color:#fff;border:1px solid var(--navy);background:var(--navy);text-align:center;border-radius:8px;justify-content:center;align-items:center;gap:9px;min-height:56px;padding:12px 14px;font-size:13px;font-weight:650;line-height:1.25;transition:transform .18s,background .18s,box-shadow .18s;display:flex}.messenger-link:hover{color:#fff;background:var(--navy-dark);transform:translateY(-1px);box-shadow:0 9px 22px #0c243d2e}.messenger-link>span{color:var(--gold);flex:none;font-size:15px}.thanks-layout .messenger-follow-up{max-width:580px;margin-top:22px}.interior-main{background:var(--paper);min-height:64vh}.interior-hero{padding:112px 0 128px}.interior-hero-grid{grid-template-columns:minmax(0,1.25fr) minmax(320px,.75fr);align-items:center;gap:90px;display:grid}.interior-hero .eyebrow{margin-bottom:22px}.interior-hero h1{letter-spacing:-.045em;max-width:840px;margin:0;font-size:clamp(48px,6vw,78px);font-weight:650;line-height:1.02}.interior-hero>.shell>div>p:not(.eyebrow){max-width:760px;color:var(--muted);margin:28px 0 0;font-size:20px;line-height:1.55}.interior-aside{border:1px solid var(--line);background:var(--surface);box-shadow:var(--shadow);border-radius:13px;padding:34px}.interior-aside span{color:var(--terra);letter-spacing:.08em;text-transform:uppercase;font-size:12px;font-weight:650}.interior-aside strong{margin-top:36px;font-size:27px;line-height:1.15;display:block}.interior-aside p{color:var(--muted);margin:18px 0 0;font-size:15px;line-height:1.55}.interior-visual{aspect-ratio:4/3;background:var(--paper-deep);min-width:0;box-shadow:var(--shadow);border-radius:13px;margin:0;position:relative;overflow:hidden}.interior-visual img{object-fit:cover;width:100%;height:100%}.interior-visual figcaption{color:#fff;background:linear-gradient(#0000,#071a2de0);padding:48px 24px 22px;font-size:14px;font-weight:650;position:absolute;inset:auto 0 0}.inner-section{background:var(--paper);padding:108px 0}.diagnostic-form-section{scroll-margin-top:112px}.inner-light{background:var(--surface)}.inner-heading{max-width:900px;margin-bottom:52px}.inner-heading .eyebrow{margin-bottom:20px}.inner-heading h2,.inner-two h2,.inner-form-wrap h2,.founder-story h2,.legal-copy>h2{letter-spacing:-.04em;margin:0;font-size:clamp(38px,4.5vw,61px);font-weight:620;line-height:1.06}.benefit-grid{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(3,1fr);display:grid}.benefit-grid>div{border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:210px;padding:28px}.benefit-grid span,.info-card-grid article>span,.compact-process li>span,.directory-grid>a>span,.tool-links>a>span{color:var(--terra);letter-spacing:.08em;font-size:12px}.benefit-grid p{max-width:300px;margin:82px 0 0;font-size:17px;font-weight:620;line-height:1.4}.inner-two{grid-template-columns:.83fr 1.17fr;align-items:start;gap:90px;display:grid}.document-list{counter-reset:docs;border-top:1px solid var(--line);gap:0;margin:44px 0 0;padding:0;list-style:none;display:grid}.document-list li{counter-increment:docs;border-bottom:1px solid var(--line);padding:20px 0;font-size:17px}.document-list li:before{content:"0" counter(docs);width:44px;color:var(--terra);font-size:11px;display:inline-block}.compare-table{border-top:1px solid var(--line);border-left:1px solid var(--line);overflow-x:auto}.compare-row{grid-template-columns:1.1fr repeat(4,1fr);min-width:980px;display:grid}.compare-row>*{border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:116px;padding:19px;font-size:12px;line-height:1.5}.compare-row>b{background:var(--paper-deep);font-size:13px}.compare-head>*{color:#fff;min-height:72px;background:var(--wine)!important}.inner-cta{color:#fff;background:var(--navy);border-radius:14px;margin-top:50px;padding:46px}.inner-cta h3,.inner-cta h2{letter-spacing:-.03em;max-width:800px;margin:0;font-size:38px;line-height:1.08}.inner-cta p{color:#ffffffa6;max-width:690px;margin:17px 0 28px;line-height:1.6}.info-card-grid{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.info-card-grid article{border:1px solid var(--line);background:var(--paper);border-radius:12px;min-height:310px;padding:30px}.info-card-grid h3{letter-spacing:-.025em;margin:70px 0 16px;font-size:25px;line-height:1.15}.info-card-grid p{color:var(--muted);margin:0;font-size:14px;line-height:1.6}.warning-box{background:#fff7e7;border:1px solid #0c243d3d;border-radius:12px;grid-template-columns:.9fr 1.1fr;gap:54px;margin-top:44px;padding:38px;display:grid}.warning-box span{color:var(--wine);letter-spacing:.08em;text-transform:uppercase;font-size:11px;font-weight:650}.warning-box h3{max-width:550px;margin:20px 0 0;font-size:27px;line-height:1.18}.warning-box ul{gap:10px;margin:0;padding:0;list-style:none;display:grid}.warning-box li{border-bottom:1px solid #0c243d1f;padding:10px 0 10px 22px}.warning-box li:before{content:"!";color:var(--wine);margin-left:-22px;margin-right:14px;font-weight:800}.service-template-grid{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.service-template-grid article,.service-practical-grid article{border:1px solid var(--line);background:var(--surface);border-radius:12px;min-height:300px;padding:30px}.service-template-grid span,.service-practical-grid span{color:var(--terra);letter-spacing:.08em;font-size:11px}.service-template-grid h3,.service-practical-grid h3{margin:64px 0 16px;font-size:24px;line-height:1.18}.service-template-grid p,.service-practical-grid p{color:var(--muted);margin:0;font-size:14px;line-height:1.62}.service-note{background:#fff7e7;border:1px solid #d5a94c8f;border-radius:12px;grid-template-columns:.38fr .62fr;gap:44px;margin-top:24px;padding:28px 30px;display:grid}.service-note strong{font-size:20px}.service-note p{color:var(--muted);margin:0;line-height:1.62}.service-alternatives-section{color:#fff;background:var(--navy)}.alternatives-grid{border-top:1px solid #ffffff2e;border-left:1px solid #ffffff2e;grid-template-columns:repeat(4,1fr);display:grid}.alternatives-grid>div{border-bottom:1px solid #ffffff2e;border-right:1px solid #ffffff2e;min-height:230px;padding:26px}.alternatives-grid span{color:var(--gold);letter-spacing:.08em;font-size:11px}.alternatives-grid p{color:#ffffffc2;margin:72px 0 0;font-size:14px;line-height:1.58}.responsibility-grid{grid-template-columns:1fr 1fr;gap:16px;margin-top:22px;display:grid}.responsibility-grid article{border:1px solid var(--line);background:var(--surface);border-radius:12px;padding:32px}.responsibility-grid span{color:var(--terra);letter-spacing:.08em;text-transform:uppercase;font-size:11px;font-weight:650}.responsibility-grid h3{margin:34px 0 14px;font-size:26px}.responsibility-grid p{color:var(--muted);margin:0;line-height:1.62}.service-practical-section{background:var(--paper-deep)}.service-practical-grid{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.service-outcome{color:var(--muted);border:1px solid var(--line);background:var(--surface);border-radius:12px;margin:24px 0 0;padding:24px 28px;line-height:1.62}.service-outcome strong{color:var(--ink)}.service-faq{grid-template-columns:.64fr 1.36fr;align-items:start;gap:70px;margin-top:76px;display:grid}.service-faq h2{letter-spacing:-.038em;margin:0;font-size:clamp(36px,4vw,54px);line-height:1.06}.service-bankruptcy-notice{margin-top:52px}.compact-process{border-top:1px solid var(--line);grid-template-columns:repeat(4,1fr);margin:0;padding:0;list-style:none;display:grid}.compact-process li{border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:260px;padding:28px 24px}.compact-process li:first-child{border-left:1px solid var(--line)}.compact-process strong{margin-top:60px;font-size:19px;display:block}.compact-process p{color:var(--muted);font-size:13px;line-height:1.55}.inner-form-wrap{color:#fff;background:var(--navy);border-radius:16px;grid-template-columns:1fr 1fr;align-items:start;gap:80px;margin-top:76px;padding:64px;display:grid}.inner-form-wrap>div:first-child>p:not(.eyebrow){color:#ffffffa8;max-width:540px;line-height:1.6}.directory-grid{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.directory-grid>a{border:1px solid var(--line);background:var(--paper);border-radius:12px;flex-direction:column;min-height:260px;padding:28px;transition:transform .18s,box-shadow .18s;display:flex}.directory-grid>a:hover{box-shadow:var(--shadow);transform:translateY(-3px)}.directory-grid h3{margin:60px 0 0;font-size:25px;line-height:1.15}.directory-grid b{color:var(--wine);margin-top:auto;font-size:13px}.inner-section .calculator-card{max-width:940px}.tool-links{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.tool-links>a{border:1px solid var(--line);background:var(--surface);border-radius:12px;min-height:280px;padding:30px}.tool-links h3{margin:60px 0 14px;font-size:26px}.tool-links p{color:var(--muted);line-height:1.55}.template-box{border:1px solid var(--line);background:#fff7e7;border-radius:12px;margin-top:36px;padding:38px}.template-box h3{margin:0;font-size:28px}.template-box p{color:var(--muted);line-height:1.7}.template-box small{color:var(--wine)}.template-box ol{color:var(--muted);gap:14px;line-height:1.55;display:grid}.refinancing-case-page{background:var(--paper-deep)}.refi-page-heading{max-width:920px}.refi-page-heading>p:last-child{max-width:760px;color:var(--muted);margin:24px 0 0;font-size:18px;line-height:1.62}.refi-page-banner{color:#fff;margin-top:48px}.refi-case-list{gap:26px;margin-top:26px;display:grid}.refi-story-card{border:1px solid var(--line);background:var(--surface);border-radius:15px;grid-template-columns:minmax(360px,.82fr) minmax(0,1.18fr);scroll-margin-top:110px;display:grid;overflow:hidden;box-shadow:0 16px 44px #0d23360f}.refi-story-card:nth-child(2n){grid-template-columns:minmax(0,1.18fr) minmax(360px,.82fr)}.refi-story-card:nth-child(2n)>.refi-story-visual{order:2}.refi-story-visual{color:#ffffffb3;background:var(--navy-dark);flex-direction:column;justify-content:center;gap:15px;min-width:0;padding:28px;display:flex}.refi-story-visual img{aspect-ratio:3/2;object-fit:contain;border-radius:10px;width:100%;height:auto;display:block}.refi-story-visual small{font-size:10px;line-height:1.45}.refi-story-content{min-width:0;padding:42px}.refi-story-tag{color:var(--terra);letter-spacing:.09em;text-transform:uppercase;font-size:11px;font-weight:750}.refi-story-content h3{letter-spacing:-.035em;max-width:800px;margin:23px 0 16px;font-size:clamp(29px,3vw,42px);line-height:1.08}.refi-story-lead{color:var(--muted);margin:0;font-size:16px;line-height:1.62}.refi-story-metrics{border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(3,minmax(0,1fr));margin:30px 0;display:grid}.refi-story-metrics>div{min-width:0;padding:19px 10px 19px 0}.refi-story-metrics dt{color:var(--muted);letter-spacing:.05em;text-transform:uppercase;font-size:10px}.refi-story-metrics dd{overflow-wrap:anywhere;color:var(--wine);margin:8px 0 0;font-size:20px;font-weight:750;line-height:1.15}.refi-story-narrative{gap:19px;display:grid}.refi-story-narrative>div{border-bottom:1px solid var(--line);grid-template-columns:150px 1fr;gap:22px;padding-bottom:19px;display:grid}.refi-story-narrative strong{font-size:13px}.refi-story-narrative p{color:var(--muted);margin:0;font-size:14px;line-height:1.58}.refi-story-caution{color:var(--muted);background:#fff7e7;border:1px solid #d5a94c99;border-radius:10px;margin:24px 0 0;padding:18px 20px;font-size:13px;line-height:1.6}.refi-story-caution strong{color:var(--ink)}.refi-story-link{color:var(--wine);justify-content:space-between;gap:24px;margin-top:25px;font-size:13px;font-weight:700;display:flex}.refi-page-disclosure{max-width:1050px;color:var(--muted)}.refi-page-actions .button-outline{background:0 0}.asset-protection-page{background:#fff9ee;scroll-margin-top:90px}.asset-protection-heading{max-width:1000px}.asset-protection-heading>p:last-child{max-width:820px;color:var(--muted);margin:24px 0 0;font-size:18px;line-height:1.65}.asset-answer{color:#fff;background:var(--navy);box-shadow:var(--shadow);border-radius:13px;grid-template-columns:minmax(240px,.7fr) minmax(0,1.3fr) auto;align-items:center;gap:38px;margin:48px 0 24px;padding:30px 34px;display:grid}.asset-answer span{color:var(--gold);letter-spacing:.09em;text-transform:uppercase;font-size:10px;font-weight:750}.asset-answer h3{margin:11px 0 0;font-size:27px;line-height:1.16}.asset-answer p{color:#ffffffb8;margin:0;font-size:14px;line-height:1.65}.asset-answer a{color:var(--gold);white-space:nowrap;gap:12px;font-size:13px;font-weight:700;display:inline-flex}.asset-protection-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;display:grid}.asset-protection-card{background:var(--surface);border:1px solid #d5a94c80;border-radius:15px;flex-direction:column;min-width:0;scroll-margin-top:110px;display:flex;overflow:hidden;box-shadow:0 16px 44px #0c243d12}.asset-protection-card figure{background:var(--navy-dark);margin:0;padding:18px 18px 0}.asset-protection-card figure img{aspect-ratio:3/2;object-fit:cover;border-radius:10px;width:100%;height:auto}.asset-protection-card figcaption{color:#ffffff94;padding:12px 2px 14px;font-size:10px;line-height:1.45}.asset-protection-body{flex-direction:column;flex:1;padding:34px;display:flex}.asset-protection-body>span{color:var(--gold-ink);letter-spacing:.09em;text-transform:uppercase;font-size:10px;font-weight:750}.asset-protection-body h3{letter-spacing:-.03em;margin:22px 0 15px;font-size:clamp(28px,2.7vw,37px);line-height:1.1}.asset-protection-lead{color:var(--muted);margin:0;font-size:16px;line-height:1.62}.asset-protection-narrative{gap:18px;margin-top:28px;display:grid}.asset-protection-narrative>div{border-bottom:1px solid var(--line);padding-bottom:18px}.asset-protection-narrative strong,.asset-evidence>strong{margin-bottom:8px;font-size:12px;display:block}.asset-protection-narrative p,.asset-evidence li{color:var(--muted);font-size:14px;line-height:1.58}.asset-protection-narrative p{margin:0}.asset-evidence{margin-top:22px}.asset-evidence ul{gap:8px;margin:0;padding-left:20px;display:grid}.asset-result,.asset-boundary{border-radius:9px;margin:22px 0 0;padding:18px 20px;font-size:13px;line-height:1.6}.asset-result{color:var(--navy);background:#fff7e7;border:1px solid #d5a94c94}.asset-boundary{color:var(--muted);background:var(--paper-deep)}.asset-protection-body>a{color:var(--navy);justify-content:space-between;gap:18px;margin-top:auto;padding-top:26px;font-size:13px;font-weight:700;display:flex}.judicial-case-page{background:var(--surface)}.case-catalog{grid-template-columns:1fr 1fr;gap:16px;display:grid}.case-catalog article{border:1px solid var(--line);background:var(--paper);border-radius:12px;flex-direction:column;min-height:520px;display:flex;overflow:hidden}.case-catalog article>img{aspect-ratio:3/2;object-fit:contain;width:100%;height:auto}.case-catalog-body{flex-direction:column;flex:1;padding:30px 32px 32px;display:flex}.case-catalog-body>div{color:var(--terra);justify-content:space-between;gap:20px;font-size:12px;display:flex}.case-catalog-body>div b{color:var(--muted)}.case-catalog h3{margin:42px 0 16px;font-size:27px;line-height:1.17}.case-catalog p{color:var(--wine);font-weight:650}.case-catalog small{color:var(--muted);line-height:1.5}.case-catalog a{color:var(--wine);border-top:1px solid var(--line);justify-content:space-between;gap:20px;margin-top:auto;padding-top:20px;font-size:13px;font-weight:650;display:flex}.team-grid{grid-template-columns:repeat(2,1fr);gap:16px;display:grid}.team-grid article{border:1px solid var(--line);background:var(--paper);border-radius:12px;min-height:390px;padding:32px}.team-monogram{color:#fff;background:var(--wine);border-radius:50%;place-items:center;width:78px;height:78px;font-size:24px;display:grid}.team-grid article>span{color:var(--terra);text-transform:uppercase;letter-spacing:.06em;margin-top:38px;font-size:12px;display:block}.team-grid h3{margin:14px 0;font-size:27px}.team-grid p{color:var(--muted);line-height:1.6}.founder-story{grid-template-columns:.58fr 1.42fr;align-items:start;gap:80px;display:grid}.founder-story-mark{aspect-ratio:3/4;color:var(--navy);background:var(--navy-dark);box-shadow:var(--shadow);border-radius:14px;margin:0;position:relative;overflow:hidden}.founder-story-mark img{object-fit:cover;object-position:50% 50%;width:100%;height:100%;display:block}.founder-story-mark figcaption{color:#ffffffe0;background:linear-gradient(#0000,#071a2de6);padding:64px 22px 22px;font-size:12px;line-height:1.45;position:absolute;inset:auto 0 0}.founder-story>div:last-child>p:not(.eyebrow){color:var(--muted);margin:28px 0 0;font-size:18px;line-height:1.65}.founder-story blockquote{color:var(--wine);border-top:1px solid var(--line);margin:34px 0 0;padding:28px 0 0;font-size:21px;line-height:1.55}.founder-credentials{border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(3,1fr);margin:42px 0 0;display:grid}.founder-credentials div{border-right:1px solid var(--line);min-width:0;padding:24px 22px}.founder-credentials div:first-child{padding-left:0}.founder-credentials div:last-child{border-right:0;padding-right:0}.founder-credentials dt{color:var(--terra);letter-spacing:.08em;text-transform:uppercase;font-size:10px;font-weight:700}.founder-credentials dd{color:var(--ink);margin:12px 0 0;font-size:13px;line-height:1.55}.founder-path-section{background:var(--paper)}.founder-timeline{border-top:1px solid var(--line);margin:0;padding:0;list-style:none}.founder-timeline li{border-bottom:1px solid var(--line);grid-template-columns:minmax(150px,.28fr) minmax(0,1fr);gap:56px;padding:44px 0;display:grid}.founder-timeline li>span{color:var(--terra);letter-spacing:.08em;text-transform:uppercase;padding-top:6px;font-size:12px;font-weight:700}.founder-timeline h3{letter-spacing:-.025em;margin:0;font-size:clamp(25px,3vw,36px);line-height:1.15}.founder-timeline p{max-width:820px;color:var(--muted);margin:18px 0 0;font-size:16px;line-height:1.68}.founder-section-lead{max-width:820px;color:var(--muted);margin:26px 0 0;font-size:18px;line-height:1.65}.founder-approach-grid article{min-height:350px}.founder-principle-section{color:#fff;background:var(--navy)}.founder-principle{grid-template-columns:.82fr 1.18fr;align-items:start;gap:90px;display:grid}.founder-principle .eyebrow{color:var(--gold)}.founder-principle h2{letter-spacing:-.04em;margin:20px 0 0;font-size:clamp(38px,4.5vw,61px);font-weight:620;line-height:1.06}.founder-principle blockquote{color:#fff;letter-spacing:-.02em;border-bottom:1px solid #fff3;margin:0;padding:0 0 32px;font-size:clamp(25px,3vw,38px);line-height:1.35}.founder-principle>div:last-child>p{color:#ffffffb3;max-width:760px;margin:30px 0 0;font-size:16px;line-height:1.68}.founder-principle-actions{flex-wrap:wrap;gap:12px;margin-top:34px;display:flex}.founder-principle-actions .button-outline{color:#fff;border-color:#ffffff80}.founder-principle-actions .button-outline:hover{color:var(--navy);background:#fff}.thanks-layout{grid-template-columns:.82fr 1.18fr;align-items:start;gap:88px;display:grid}.thanks-layout h2,.thanks-next h2{letter-spacing:-.04em;margin:0;font-size:clamp(38px,4.5vw,61px);font-weight:620;line-height:1.06}.thanks-layout>div>p:not(.eyebrow){max-width:580px;color:var(--muted);margin:26px 0 30px;font-size:18px;line-height:1.6}.thanks-steps{border-top:1px solid var(--line);margin:0;padding:0;list-style:none;display:grid}.thanks-steps li{border-bottom:1px solid var(--line);grid-template-columns:52px 1fr;gap:20px;padding:28px 0;display:grid}.thanks-steps li>span{color:var(--terra);letter-spacing:.08em;font-size:11px;font-weight:700}.thanks-steps h3{margin:0;font-size:24px;line-height:1.2}.thanks-steps p{color:var(--muted);margin:10px 0 0;font-size:14px;line-height:1.6}.thanks-next{grid-template-columns:.85fr 1.15fr;align-items:start;gap:90px;display:grid}.thanks-links{border-top:1px solid var(--line);display:grid}.thanks-links a{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:30px;min-height:94px;padding:20px 0;display:flex}.thanks-links a strong{font-size:17px}.thanks-links a span{color:var(--wine);font-size:12px;font-weight:650}.about-grid{grid-template-columns:repeat(4,1fr);gap:16px;display:grid}.about-grid article{border:1px solid var(--line);background:var(--paper);border-radius:12px;min-height:240px;padding:26px}.about-grid strong{color:var(--wine);font-size:21px}.about-grid p{color:var(--muted);margin-top:85px;font-size:13px;line-height:1.55}.facts-band{border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(3,1fr);margin-top:50px;display:grid}.facts-band div{border-right:1px solid var(--line);gap:8px;padding:32px;display:grid}.facts-band div:last-child{border-right:0}.facts-band b{color:var(--wine);font-size:35px}.facts-band span{color:var(--muted);font-size:13px}.faq-page{max-width:930px}.contact-grid{grid-template-columns:.82fr 1.18fr;align-items:start;gap:86px;display:grid}.contact-phone{color:var(--wine);letter-spacing:-.04em;margin:20px 0 42px;font-size:clamp(38px,4.8vw,62px);font-weight:650;line-height:1;display:block}.contact-grid>div:first-child>p:not(.eyebrow){color:var(--muted);margin:20px 0;font-size:18px;line-height:1.6}.contact-grid>div:first-child>small{max-width:520px;color:var(--muted);margin-top:34px;line-height:1.5;display:block}.legal-copy{max-width:960px}.legal-copy>p,.legal-copy>ul,.legal-copy>ol{color:var(--muted);font-size:16px;line-height:1.72}.legal-copy>ul,.legal-copy>ol{padding-left:24px}.legal-copy>li+li{margin-top:7px}.legal-copy a{color:var(--wine);text-underline-offset:3px;text-decoration:underline}.legal-copy>h3{margin:45px 0 14px;font-size:27px}.legal-document-meta{flex-wrap:wrap;gap:8px;margin-bottom:32px;display:flex}.legal-document-meta span{color:var(--wine);letter-spacing:.04em;text-transform:uppercase;background:#64152d0a;border:1px solid #64152d33;border-radius:999px;padding:8px 12px;font-size:11px;font-weight:650}.legal-migration-note{background:#fff7e7;border:1px solid #d5a94c94;border-radius:12px;margin:38px 0 48px;padding:24px 26px}.legal-migration-note strong{color:var(--wine);letter-spacing:.05em;text-transform:uppercase;font-size:13px}.legal-migration-note p{color:var(--muted);margin:9px 0 0;line-height:1.65}.legal-table-wrap{border:1px solid var(--line);background:#fff;border-radius:12px;margin:28px 0 44px;overflow-x:auto}.legal-table{border-collapse:collapse;width:100%;min-width:760px}.legal-table th,.legal-table td{border-right:1px solid var(--line);border-bottom:1px solid var(--line);text-align:left;vertical-align:top;padding:18px;font-size:13px;line-height:1.55}.legal-table th:last-child,.legal-table td:last-child{border-right:0}.legal-table tbody tr:last-child td{border-bottom:0}.legal-table th{color:var(--wine);letter-spacing:.05em;text-transform:uppercase;background:#64152d0a;font-size:11px}.legal-pending-list{border-left:3px solid var(--gold);background:#fff;margin:26px 0 42px;padding:24px 26px}.legal-pending-list strong{font-size:15px}.legal-pending-list ul{color:var(--muted);margin:16px 0;padding-left:21px;line-height:1.65}.legal-pending-list p{color:var(--muted);margin:0;line-height:1.65}.legal-warning-inline{color:#fff;background:var(--wine);border-radius:10px;margin:40px 0;padding:24px 26px;font-size:15px;line-height:1.65}.legal-related{border-top:1px solid var(--line);margin-top:68px;padding-top:28px}.legal-related h3{margin:0 0 18px;font-size:18px}.legal-related div{flex-wrap:wrap;gap:10px 22px;display:flex}.legal-related a{font-size:13px}.legal-requisites{border-top:1px solid var(--line);margin:42px 0}.legal-requisites>div{border-bottom:1px solid var(--line);grid-template-columns:minmax(190px,.55fr) minmax(0,1.45fr);gap:28px;padding:20px 0;display:grid}.legal-requisites dt{color:var(--muted);font-size:13px}.legal-requisites dd{margin:0;font-weight:600;line-height:1.5}.standard-page-intro{grid-template-columns:1fr 1fr;align-items:start;gap:86px;display:grid}.standard-page-intro h2{letter-spacing:-.04em;margin:0;font-size:clamp(38px,4.5vw,61px);font-weight:620;line-height:1.06}.standard-page-intro>div:last-child{border-top:1px solid var(--line);padding-top:44px}.standard-page-intro>div:last-child p{color:var(--muted);margin:0;font-size:18px;line-height:1.68}.standard-page-intro>div:last-child strong{margin-top:26px;font-size:16px;line-height:1.6;display:block}.standard-principles-section{background:var(--surface)}.standard-principles{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:1fr 1fr;margin:0;padding:0;list-style:none;display:grid}.standard-principles li{border-right:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:42px 1fr;gap:20px;min-height:250px;padding:28px;display:grid}.standard-principles li>span{color:var(--terra);letter-spacing:.08em;font-size:12px}.standard-principles h3{margin:50px 0 13px;font-size:24px;line-height:1.17}.standard-principles p{color:var(--muted);margin:0;font-size:14px;line-height:1.6}.standard-clarification{background:#fff7e7;border:1px solid #d5a94c94;border-radius:12px;grid-template-columns:1fr 1fr;gap:28px;margin-top:30px;padding:30px;display:grid}.standard-clarification p{color:var(--muted);margin:0;line-height:1.62}.site-footer{color:#ffffffe0;background:var(--navy);padding:78px 0 34px}.footer-grid{grid-template-columns:1.3fr repeat(3,1fr);gap:50px;display:grid}.footer-grid>div{flex-direction:column;align-items:flex-start;gap:12px;display:flex}.footer-brand{width:min(100%,260px);display:inline-block}.footer-brand img{width:100%;height:auto}.footer-grid h3{color:var(--gold);letter-spacing:.08em;text-transform:uppercase;margin:0 0 10px;font-size:13px}.footer-grid p,.footer-grid a{margin:0;font-size:14px;line-height:1.5}.footer-grid a:hover{color:var(--gold)}.footer-muted{color:#ffffff8c;max-width:270px}.footer-bottom{color:#ffffff7a;border-top:1px solid #ffffff21;justify-content:space-between;align-items:flex-start;gap:40px;margin-top:60px;padding-top:26px;font-size:12px;display:flex}.footer-legal-details{flex:none;gap:7px;display:grid}.footer-legal-links{flex-wrap:wrap;justify-content:flex-end;gap:10px 22px;display:flex}.cookie-banner{z-index:1000;color:#fff;background:#081a2dfa;border:1px solid #f8d38961;border-radius:13px;justify-content:space-between;align-items:center;gap:28px;max-width:1180px;margin:0 auto;padding:22px 24px;display:flex;position:fixed;bottom:22px;left:22px;right:22px;box-shadow:0 24px 70px #0000005c}.cookie-banner-copy{max-width:850px}.cookie-banner-copy strong{color:var(--gold);font-size:15px;display:block}.cookie-banner-copy p{color:#ffffffc2;margin:7px 0 8px;font-size:13px;line-height:1.55}.cookie-banner-copy a{color:#fff;text-underline-offset:3px;font-size:12px;text-decoration:underline}.cookie-banner-button{flex:none;min-width:150px}.breadcrumbs{color:var(--muted);margin-bottom:34px;font-size:13px}.breadcrumbs ol{flex-wrap:wrap;gap:8px;margin:0;padding:0;list-style:none;display:flex}.breadcrumbs li{align-items:center;gap:8px;display:inline-flex}.breadcrumbs li:not(:last-child):after{content:"›";color:var(--gold-ink)}.breadcrumbs a{text-underline-offset:3px;-webkit-text-decoration:underline #0c243d3d;text-decoration:underline #0c243d3d}.breadcrumbs a:hover{color:var(--gold-ink)}.aeo-summary{color:#fff;background:var(--navy);border-top:1px solid #f8d3894d;padding:46px 0}.aeo-summary-grid{grid-template-columns:.72fr 1.55fr;gap:clamp(42px,7vw,110px);display:grid}.aeo-summary span{color:var(--gold);letter-spacing:.1em;text-transform:uppercase;font-size:12px;font-weight:700}.aeo-summary h2{margin:12px 0 0;font-size:36px;font-weight:500}.aeo-summary p{color:#ffffffc7;margin:0;font-size:17px;line-height:1.65}.aeo-summary p+p{color:#fff9;margin-top:14px;font-size:14px}.home-articles-section{background:#fff}.home-articles-grid{grid-template-columns:repeat(3,1fr);gap:22px;display:grid}.home-articles-grid article{background:var(--paper);border:1px solid var(--line);border-radius:12px;overflow:hidden}.home-articles-grid img{aspect-ratio:3/2;object-fit:cover;width:100%}.home-articles-grid article>div{flex-direction:column;min-height:390px;padding:28px;display:flex}.home-articles-grid article>div>span,.article-related article>span{color:var(--gold-ink);letter-spacing:.08em;text-transform:uppercase;font-size:11px;font-weight:700}.home-articles-grid h3{margin:18px 0 14px;font-size:25px;line-height:1.18}.home-articles-grid p{color:var(--muted);margin:0;line-height:1.65}.home-articles-grid article>div>a{width:fit-content;margin-top:auto;padding-top:28px;font-size:14px;font-weight:700}.article-catalog-hero{background:var(--paper-deep);padding:50px 0 92px}.article-catalog-hero-grid{grid-template-columns:1.15fr .75fr;align-items:end;gap:clamp(50px,9vw,140px);display:grid}.article-catalog-hero h1{letter-spacing:-.045em;max-width:850px;margin:0;font-size:clamp(48px,5vw,72px);font-weight:500;line-height:1.02}.article-catalog-hero-grid>div:last-child{padding-bottom:7px}.article-catalog-hero-grid>div:last-child p{color:var(--muted);margin:0 0 24px;font-size:18px;line-height:1.65}.article-catalog-section{background:#fff}.article-catalog-grid{grid-template-columns:1fr 1fr;gap:28px;display:grid}.article-card{border:1px solid var(--line);background:var(--paper);border-radius:12px;overflow:hidden;box-shadow:0 12px 36px #0c243d0f}.article-card-image{background:var(--paper-deep);display:block;overflow:hidden}.article-card-image img{aspect-ratio:16/9;object-fit:cover;width:100%;transition:transform .26s}.article-card:hover .article-card-image img{transform:scale(1.015)}.article-card-body{padding:30px}.article-card-meta{color:var(--muted);justify-content:space-between;gap:16px;font-size:12px;display:flex}.article-card-meta span{color:var(--gold-ink);letter-spacing:.06em;text-transform:uppercase;font-weight:700}.article-card h2{margin:22px 0 14px;font-size:32px;font-weight:500;line-height:1.12}.article-card-body>p{min-height:105px;color:var(--muted);margin:0;line-height:1.65}.article-card footer{border-top:1px solid var(--line);justify-content:space-between;gap:20px;margin-top:30px;padding-top:18px;font-size:13px;display:flex}.article-card footer>span{color:var(--muted)}.article-card footer a{font-weight:700}.article-editorial-note{color:#fff;background:var(--navy);padding:80px 0}.article-editorial-note>.shell{grid-template-columns:.8fr 1.2fr;gap:clamp(50px,9vw,140px);display:grid}.article-editorial-note h2{margin:0;font-size:48px;font-weight:500}.article-editorial-note p{color:#ffffffb8;margin:0;font-size:17px;line-height:1.7}.article-editorial-note p+p{color:#ffffff85;margin-top:16px;font-size:14px}.article-hero{background:var(--paper-deep);padding:50px 0 82px}.article-hero-grid{grid-template-columns:minmax(0,1fr) minmax(420px,.9fr);align-items:center;gap:clamp(48px,6vw,88px);display:grid}.article-hero-copy h1{letter-spacing:-.04em;max-width:820px;margin:0;font-size:clamp(46px,4.5vw,68px);font-weight:500;line-height:1.03}.article-deck{max-width:780px;color:var(--muted);margin:28px 0 0;font-size:19px;line-height:1.6}.article-byline{border-top:1px solid var(--line);grid-template-columns:1fr 1fr;gap:24px;margin-top:34px;padding-top:24px;display:grid}.article-byline>div{gap:5px;display:grid}.article-byline span{color:var(--gold-ink);letter-spacing:.08em;text-transform:uppercase;font-size:10px;font-weight:700}.article-byline strong{font-size:14px}.article-byline small{color:var(--muted);font-size:11px;line-height:1.45}.article-dates{color:var(--muted);flex-wrap:wrap;gap:8px 20px;margin-top:22px;font-size:12px;display:flex}.article-hero-image{border:1px solid var(--line);box-shadow:var(--shadow);background:#fff;border-radius:12px;margin:0;overflow:hidden}.article-hero-image img{aspect-ratio:3/2;object-fit:cover;object-position:center;width:100%}.article-hero-image figcaption{color:var(--muted);padding:12px 16px;font-size:10px;line-height:1.4}.article-reading-shell{max-width:940px;padding-top:70px;padding-bottom:90px}.article-answer{background:#fff8e9;border:1px solid #d5a94c9e;border-radius:10px;margin-bottom:58px;padding:34px 38px}.article-answer>span{color:var(--gold-ink);letter-spacing:.09em;text-transform:uppercase;font-size:11px;font-weight:700}.article-answer h2{margin:13px 0 16px;font-size:36px;font-weight:500}.article-answer p{margin:0;font-size:18px;line-height:1.7}.article-content{font-size:18px;line-height:1.78}.article-content h2{letter-spacing:-.02em;margin:66px 0 22px;scroll-margin-top:30px;font-size:42px;font-weight:500;line-height:1.12}.article-content h3{margin:42px 0 15px;scroll-margin-top:30px;font-size:26px;line-height:1.2}.article-content p{margin:0 0 24px}.article-content ul,.article-content ol{margin:0 0 30px;padding-left:28px}.article-content li{margin:9px 0;padding-left:5px}.article-content a,.article-sources a{text-underline-offset:4px;-webkit-text-decoration:underline #94620e6b;text-decoration:underline #94620e6b}.article-sources{border-top:1px solid var(--line);margin-top:72px;padding-top:48px}.article-sources h2{margin:0 0 24px;font-size:36px;font-weight:500}.article-sources ol{gap:13px;margin:0;padding-left:24px;display:grid}.article-sources li{padding-left:7px;line-height:1.55}.article-faq{border-top:1px solid var(--line);margin-top:72px;padding-top:48px}.article-faq h2{margin:0 0 24px;font-size:36px;font-weight:500}.article-faq>div{border-top:1px solid var(--line)}.article-faq details{border-bottom:1px solid var(--line)}.article-faq summary{cursor:pointer;padding:23px 44px 23px 0;font-size:18px;font-weight:700;line-height:1.4;list-style:none;position:relative}.article-faq summary::-webkit-details-marker{display:none}.article-faq summary:after{content:"+";color:var(--gold-ink);font-size:27px;font-weight:400;position:absolute;top:18px;right:4px}.article-faq details[open] summary:after{content:"−"}.article-faq details p{color:var(--muted);margin:0;padding:0 44px 24px 0;font-size:16px;line-height:1.65}.article-disclaimer{color:var(--muted);background:var(--paper-deep);border-left:4px solid var(--gold-strong);margin-top:44px;padding:22px 24px;font-size:13px;line-height:1.6}.article-consultation{color:#fff;background:var(--navy);padding:84px 0}.article-consultation-grid{grid-template-columns:.9fr 1.1fr;align-items:start;gap:clamp(46px,8vw,110px);display:grid}.article-consultation h2{margin:0;font-size:48px;font-weight:500;line-height:1.08}.article-consultation-grid>div>p:not(.eyebrow){color:#ffffffad;font-size:17px;line-height:1.65}.article-related{background:#fff}.article-related-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.article-related article{background:var(--paper);border:1px solid var(--line);border-radius:10px;flex-direction:column;min-height:330px;padding:28px;display:flex}.article-related h3{margin:18px 0 14px;font-size:25px;line-height:1.18}.article-related p{color:var(--muted);margin:0;line-height:1.6}.article-related article>a{width:fit-content;margin-top:auto;padding-top:26px;font-weight:700}.editor-page{background:var(--paper-deep);min-height:100vh;padding:24px}.editor-shell{grid-template-columns:300px minmax(0,1fr);gap:24px;width:min(1420px,100%);margin:0 auto;display:grid}.editor-sidebar{color:#fff;background:var(--navy);border-radius:12px;align-self:start;max-height:calc(100vh - 48px);padding:24px;position:sticky;top:24px;overflow:auto}.editor-sidebar>div:first-child{gap:5px;margin-bottom:24px;display:grid}.editor-sidebar>div:first-child span{color:var(--gold);letter-spacing:.08em;text-transform:uppercase;font-size:11px}.editor-sidebar>div:first-child strong{overflow-wrap:anywhere;font-size:13px}.editor-sidebar .button{width:100%;min-height:50px;color:var(--navy);background:var(--gold);box-shadow:none}.editor-article-list{gap:10px;margin-top:22px;display:grid}.editor-article-list>button{color:#fff;text-align:left;cursor:pointer;background:#ffffff0f;border:1px solid #ffffff1f;border-radius:8px;gap:7px;width:100%;padding:15px;display:grid}.editor-article-list>button:hover{background:#ffffff1a}.editor-article-list span{color:var(--gold);letter-spacing:.07em;text-transform:uppercase;font-size:9px}.editor-article-list strong{font-size:13px;line-height:1.35}.editor-article-list small,.editor-article-list p{color:#ffffff8c;font-size:11px;line-height:1.5}.article-editor-form{border:1px solid var(--line);min-width:0;box-shadow:var(--shadow);background:#fff;border-radius:12px;padding:32px}.editor-status{color:var(--navy);background:#fff8e9;border:1px solid #d5a94c8c;border-radius:7px;margin-bottom:20px;padding:13px 16px;font-size:13px}.editor-heading-row{justify-content:space-between;gap:24px;margin-bottom:30px;display:flex}.editor-heading-row>div>span{color:var(--gold-ink);letter-spacing:.07em;text-transform:uppercase;font-size:11px;font-weight:700}.editor-heading-row h1{margin:8px 0 0;font-size:42px;font-weight:500;line-height:1.08}.editor-heading-row>a{flex:none;font-size:13px;font-weight:700}.article-editor-form fieldset{border:1px solid var(--line);border-radius:9px;gap:18px;margin:0 0 24px;padding:24px;display:grid}.article-editor-form legend{color:var(--gold-ink);letter-spacing:.07em;text-transform:uppercase;padding:0 9px;font-size:12px;font-weight:700}.article-editor-form label{gap:8px;display:grid}.article-editor-form label>span{font-size:12px;font-weight:700}.article-editor-form input,.article-editor-form select,.article-editor-form textarea{width:100%;color:var(--ink);background:var(--paper);border:1px solid var(--line);border-radius:6px;padding:12px 14px}.article-editor-form textarea{resize:vertical;line-height:1.5}.article-editor-form label small{color:var(--muted);font-size:11px}.editor-two{grid-template-columns:1fr 1fr;gap:18px;display:grid}.editor-body{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:13px}.editor-actions{border:1px solid var(--line);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#fffffff2;border-radius:9px;flex-wrap:wrap;gap:12px;padding:18px;display:flex;position:sticky;bottom:0;box-shadow:0 -8px 28px #0c243d12}.editor-actions .button{min-height:50px}.editor-delete{color:#8f2632;cursor:pointer;background:#fff;border:1px solid #d8a9ad;border-radius:7px;margin-left:auto;padding:12px 18px}@media (width<=1120px){.shell{width:min(var(--shell), calc(100% - 48px))}.main-nav{gap:22px}.main-nav a{font-size:14px}.header-phone span{font-size:16px}.brand-logo{width:174px;height:72px}.hero-grid{grid-template-columns:minmax(0,1fr) minmax(370px,.78fr);gap:42px}.hero h1{font-size:54px}.hero-actions{flex-direction:column;align-items:stretch;max-width:430px}.comparison-card{padding:26px}.quiz-layout,.calculator-layout,.faq-layout,.final-grid{gap:46px}.founder-grid{gap:50px}.founder-facts{grid-template-columns:1fr}}@media (width<=1040px){.hero-grid{grid-template-columns:1fr;min-height:0}.hero-copy{padding:74px 0 58px}.hero-founder{width:min(100%,480px);margin:0 auto 84px}.hero-founder-photo{aspect-ratio:3/4;height:auto}}@media (width<=900px){.site-header{position:sticky;top:0}.header-inner{height:86px}.brand-logo{width:158px;height:66px}.header-phone,.header-diagnostic{display:none}.menu-toggle{margin-left:auto;display:block}.main-nav{background:var(--surface);flex-direction:column;align-items:flex-start;gap:0;padding:30px 24px;transition:transform .22s;display:flex;position:fixed;inset:86px 0 0;transform:translate(105%)}.main-nav.is-open{transform:translate(0)}.main-nav a{border-bottom:1px solid var(--line);width:100%;padding:18px 0;font-size:20px}.mobile-diagnostic{color:var(--wine);margin-top:18px;font-weight:650;display:block!important}.hero-grid{grid-template-columns:1fr;min-height:0}.hero-copy{padding:74px 0 54px}.hero-founder{width:min(100%,520px)}.hero-legal-row{margin-top:-32px}.service-ribbon{grid-template-columns:1fr;margin-top:26px}.service-ribbon a{border-right:0;border-bottom:1px solid var(--line);justify-content:flex-start;min-height:82px}.service-ribbon a:last-child{border-bottom:0}.heading-split{grid-template-columns:1fr;gap:0}.section-heading>p{margin-top:28px}.consulting-definition,.direct-layout,.standard-layout,.results-block,.standard-page-intro{grid-template-columns:1fr;gap:46px}.story-feature-grid{grid-template-columns:1fr;gap:36px}.definition-copy,.standard-page-intro>div:last-child{padding-top:30px}.direct-layout,.situation-grid{grid-template-columns:1fr}.situation-card{min-height:240px}.scenario-grid{grid-template-columns:1fr 1fr}.standard-disclosure{grid-column:auto}.comparison-grid{grid-template-columns:1fr}.comparison-card{min-height:250px}.paths-grid{grid-template-columns:1fr 1fr}.path-card:nth-child(n){grid-column:span 1}.footer-grid{grid-template-columns:1fr 1fr}.interior-hero-grid{grid-template-columns:1fr;gap:44px}.quiz-layout,.calculator-layout,.founder-grid,.value-grid,.faq-layout,.final-grid{grid-template-columns:1fr}.final-photo{aspect-ratio:16/7;margin-bottom:48px}.quiz-intro,.calculator-layout>div:first-child,.faq-intro{max-width:720px}.faq-intro{position:static}.process-grid,.process-journey-grid{grid-template-columns:1fr 1fr}.process-journey-grid li:nth-child(n){grid-column:auto}.process-grid li:nth-child(2){border-right:0}.process-grid li:nth-child(-n+2){border-bottom:1px solid var(--line)}.process-grid-five li:nth-child(2n){border-right:0}.process-grid-five li:nth-child(-n+4){border-bottom:1px solid var(--line)}.process-grid-five li:last-child{border-right:0}.results-grid,.fears-grid,.proof-grid{grid-template-columns:1fr 1fr}.refi-featured-grid{grid-template-columns:1fr}.refi-featured-card{display:flex}.refi-story-card,.refi-story-card:nth-child(2n){grid-template-columns:1fr}.refi-story-card:nth-child(2n)>.refi-story-visual{order:0}.refi-story-visual{padding:24px}.proof-grid>div:nth-child(2){border-right:0}.proof-grid>div:nth-child(-n+2){border-bottom:1px solid var(--line)}.founder-portrait{width:min(100%,520px)}.reviews-heading{grid-template-columns:1fr;gap:32px}.reviews-rating{width:220px}.reviews-grid{grid-template-columns:1fr 1fr}.review-card:last-child{grid-column:1/-1}.asset-home-grid,.asset-protection-grid{grid-template-columns:1fr}.asset-answer{grid-template-columns:1fr;align-items:start;gap:20px}.asset-answer a{white-space:normal}.inner-two,.inner-form-wrap,.founder-story,.founder-principle,.contact-grid,.thanks-layout,.thanks-next{grid-template-columns:1fr}.founder-principle,.thanks-layout,.thanks-next{gap:50px}.benefit-grid,.directory-grid{grid-template-columns:1fr 1fr}.info-card-grid,.tool-links,.service-template-grid,.service-practical-grid{grid-template-columns:1fr}.alternatives-grid{grid-template-columns:1fr 1fr}.service-faq{grid-template-columns:1fr;gap:38px}.compact-process,.about-grid{grid-template-columns:1fr 1fr}.inner-form-wrap{padding:42px}}@media (width<=760px){.scenario-grid,.fears-grid,.reviews-grid{grid-template-columns:1fr}.refi-case-banner{aspect-ratio:auto;flex-direction:column;display:flex}.refi-case-banner:after{display:none}.refi-case-banner>img{aspect-ratio:1918/820;object-fit:contain;height:auto;position:relative;inset:auto}.refi-case-banner>div{max-width:none;height:auto;padding:30px 26px 34px}.outcome-stories-grid{grid-template-columns:1fr}.outcome-stories-grid article:last-child,.review-card:last-child{grid-column:auto}}@media (width<=620px){.shell{width:calc(100% - 32px)}.brand-logo{width:148px;height:62px}.hero-copy{padding-top:52px}.final-photo{aspect-ratio:4/3}.story-feature{padding-bottom:78px}.story-feature-grid{padding-top:36px}.story-feature-photo{aspect-ratio:4/3}.eyebrow{margin-bottom:22px;font-size:12px}.hero h1{overflow-wrap:normal;-webkit-hyphens:none;hyphens:none;font-size:clamp(38px,10.8vw,48px)}.interior-hero h1,.section-heading h2,.inner-heading h2,.standard-page-intro h2{overflow-wrap:anywhere;-webkit-hyphens:auto;hyphens:auto}.hero-lead{margin-top:24px;font-size:17px}.hero-actions{gap:12px}.button{width:100%;min-height:60px;padding:14px 18px}.trust-line{font-size:13px}.bankruptcy-notice{padding:16px;font-size:12px}.hero-founder{margin-bottom:56px}.hero-founder-photo{aspect-ratio:3/4}.hero-founder figcaption{padding:18px 20px 20px}.hero-founder figcaption strong{font-size:20px}.hero-legal-row{margin-top:-18px}.service-ribbon{width:calc(100% - 32px)}.service-ribbon a{font-size:16px}.section{padding:78px 0}.section-heading{margin-bottom:36px}.section-heading h2{font-size:37px}.comparison-card{min-height:0}.comparison-card h3{margin-top:36px}.paths-grid{grid-template-columns:1fr}.path-card{min-height:360px}.scenario-grid,.direct-options,.standard-grid,.results-grid,.alternatives-grid,.responsibility-grid,.standard-principles,.standard-clarification{grid-template-columns:1fr}.scenario-card{min-height:0;padding:26px}.scenario-photo{width:calc(100% + 52px);margin:-26px -26px 24px}.scenario-card>a{margin-top:34px}.diagnostic-route{flex-direction:column;align-items:stretch}.diagnostic-route span{text-align:center}.diagnostic-route b{display:none}.results-block{margin-top:52px;padding-top:46px}.results-grid>div{min-height:140px}.results-grid p{margin-top:38px}.standard-grid article{min-height:220px}.service-note{grid-template-columns:1fr;gap:16px;padding:24px}.service-template-grid article,.service-practical-grid article{min-height:250px;padding:26px}.responsibility-grid article{padding:26px}.standard-principles li{min-height:220px;padding:24px}.paths-cta{flex-direction:column;align-items:flex-start;padding:24px}.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column;align-items:flex-start}.footer-bottom div{flex-direction:column;gap:11px}.quiz-card{min-height:0;padding:24px}.quiz-options{grid-template-columns:1fr}.quiz-result-actions{flex-direction:column;align-items:stretch}.process-grid,.free-paid-grid,.calculator-card,.fears-grid,.cases-grid,.proof-grid,.form-grid,.process-journey-grid{grid-template-columns:1fr}.process-grid li{border-right:0;border-bottom:1px solid var(--line);min-height:250px}.process-grid li:last-child{border-bottom:0}.included-card{padding:26px}.calculator-card{padding:16px}.calculator-result{padding:22px}.calculator-card>small{grid-column:auto}.fears-grid article{min-height:280px}.fears-grid .fear-card-photo{grid-template-columns:1fr;min-height:0}.fear-card-photo>img{aspect-ratio:16/9;height:auto}.refi-case-banner>div{padding:28px 22px 32px}.refi-case-banner strong{font-size:36px}.refi-featured-card{display:flex}.refi-featured-card>img{aspect-ratio:3/2;height:auto}.refi-featured-body{padding:24px}.refi-featured-body dl,.refi-story-metrics{grid-template-columns:1fr}.refi-featured-body dl>div,.refi-story-metrics>div{border-bottom:1px solid var(--line);padding:14px 0}.refi-featured-body dl>div:last-child,.refi-story-metrics>div:last-child{border-bottom:0}.refi-cases-actions,.asset-home-actions,.asset-protection-actions{flex-direction:column}.asset-home-card>div{padding:24px}.asset-answer{margin-top:36px;padding:26px 24px}.asset-protection-card figure{padding:12px 12px 0}.asset-protection-body{padding:27px 24px 30px}.asset-protection-body h3{font-size:31px}.asset-protection-heading>p:last-child{font-size:16px}.refi-story-visual{padding:16px}.refi-story-content{padding:27px 24px 30px}.refi-story-content h3{font-size:32px}.refi-story-narrative>div{grid-template-columns:1fr;gap:8px}.case-card{min-height:320px;padding:26px}.case-card>img{width:calc(100% + 52px);margin:-26px -26px 24px}.case-card>div{flex-direction:column;align-items:flex-start}.founder-portrait{aspect-ratio:3/4}.founder-facts{grid-template-columns:1fr}.proof-grid>div{border-right:0;border-bottom:1px solid var(--line);min-height:180px}.proof-grid>div:last-child{border-bottom:0}.value-grid{gap:42px}.consultation-form{padding:22px}.form-success{padding:26px 22px}.form-success h3{font-size:28px}.messenger-follow-up{padding:18px}.messenger-follow-up-actions{grid-template-columns:1fr}.inner-section{padding:76px 0}.interior-hero{padding:72px 0 82px}.interior-hero h1{font-size:clamp(38px,11vw,48px)}.interior-hero>.shell>div>p:not(.eyebrow){font-size:17px}.benefit-grid,.directory-grid,.case-catalog,.team-grid,.compact-process,.about-grid,.facts-band{grid-template-columns:1fr}.benefit-grid>div{min-height:180px}.benefit-grid p{margin-top:58px}.warning-box{grid-template-columns:1fr;gap:28px;padding:26px}.compact-process li{border-left:1px solid var(--line);min-height:230px}.inner-form-wrap{margin-top:50px;padding:26px}.case-catalog article{min-height:0;padding:0}.case-catalog article>img{aspect-ratio:3/2}.case-catalog-body{padding:26px}.founder-story-mark{aspect-ratio:3/4}.reviews-rating{width:100%;min-height:170px}.review-card{min-height:330px;padding:26px}.thanks-steps li{grid-template-columns:40px 1fr;gap:14px}.thanks-links a{flex-direction:column;align-items:flex-start;gap:8px}.about-grid article{min-height:210px}.facts-band div{border-right:0;border-bottom:1px solid var(--line)}.facts-band div:last-child{border-bottom:0}.legal-copy>h2{overflow-wrap:anywhere;font-size:38px}.legal-requisites>div{grid-template-columns:1fr;gap:8px}.legal-related div{flex-direction:column;align-items:flex-start}.cookie-banner{flex-direction:column;align-items:stretch;gap:16px;padding:20px;bottom:12px;left:12px;right:12px}.cookie-banner-button{width:100%;min-height:52px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}@media (width<=1280px){.header-inner{gap:18px}.header-diagnostic{display:none}.main-nav{gap:16px}.home-articles-grid{grid-template-columns:1fr 1fr}.home-articles-grid article:last-child{grid-column:1/-1}}@media (width<=900px){.main-nav{visibility:hidden}.main-nav.is-open{visibility:visible}.aeo-summary-grid,.article-catalog-hero-grid,.article-editorial-note>.shell,.article-hero-grid,.article-consultation-grid,.article-catalog-grid{grid-template-columns:1fr}.article-card-body>p{min-height:0}.article-hero-image{width:min(100%,620px)}.article-hero-image img{aspect-ratio:16/10}.article-related-grid{grid-template-columns:1fr}.article-related article{min-height:0}.editor-shell{grid-template-columns:1fr}.editor-sidebar{max-height:none;position:static}}@media (width<=620px){.founder-credentials{grid-template-columns:1fr}.founder-credentials div,.founder-credentials div:first-child,.founder-credentials div:last-child{border-right:0;border-bottom:1px solid var(--line);padding:20px 0}.founder-credentials div:last-child{border-bottom:0}.founder-timeline li{grid-template-columns:1fr;gap:14px;padding:34px 0}.founder-timeline li>span{padding-top:0}.founder-principle-actions{flex-direction:column;align-items:stretch}.founder-principle-actions .button{width:100%}.breadcrumbs{margin-bottom:24px;font-size:11px}.aeo-summary{padding:38px 0}.aeo-summary-grid{gap:24px}.aeo-summary h2{font-size:31px}.home-articles-grid{grid-template-columns:1fr}.home-articles-grid article:last-child{grid-column:auto}.home-articles-grid article>div{min-height:0;padding:24px}.home-articles-grid article>div>a{margin-top:24px}.article-catalog-hero{padding:36px 0 62px}.article-catalog-hero-grid{gap:30px}.article-catalog-hero h1{overflow-wrap:break-word;-webkit-hyphens:auto;hyphens:auto;font-size:42px}.article-card-body{padding:24px}.article-card-meta{flex-direction:column;align-items:flex-start}.article-card h2{font-size:28px}.article-editorial-note{padding:65px 0}.article-editorial-note>.shell{gap:30px}.article-editorial-note h2{font-size:40px}.article-hero{padding:36px 0 60px}.article-hero-grid{gap:36px}.article-hero-copy h1{overflow-wrap:break-word;-webkit-hyphens:auto;hyphens:auto;font-size:42px}.article-deck{font-size:17px}.article-byline{grid-template-columns:1fr}.article-reading-shell{padding-top:48px;padding-bottom:65px}.article-answer{padding:25px 23px}.article-answer h2{font-size:31px}.article-answer p,.article-content{font-size:16px}.article-content h2{margin-top:50px;font-size:34px}.article-content h3{font-size:24px}.article-faq{margin-top:56px;padding-top:38px}.article-faq h2{font-size:32px}.article-faq summary{padding-right:38px;font-size:17px}.article-faq details p{padding-right:0;font-size:15px}.article-sources h2{font-size:32px}.article-consultation{padding:65px 0}.article-consultation h2{font-size:40px}.editor-page{padding:12px}.article-editor-form,.editor-sidebar{padding:19px}.editor-heading-row{flex-direction:column}.editor-heading-row h1{font-size:34px}.article-editor-form fieldset{padding:17px}.editor-two{grid-template-columns:1fr}.editor-actions{flex-direction:column}.editor-actions .button{width:100%}.editor-delete{width:100%;margin-left:0}}.calculator-home-links{flex-wrap:wrap;align-items:center;gap:18px;margin-top:32px;display:flex}.calculator-home-links .text-link{margin-top:0}.featured-credit-tool{color:#fff;background:var(--navy);box-shadow:var(--shadow);border-radius:14px;grid-template-columns:minmax(160px,.34fr) minmax(0,1fr) auto;align-items:center;gap:34px;margin-bottom:70px;padding:32px 36px;display:grid}.featured-credit-tool>span{color:var(--gold);letter-spacing:.08em;text-transform:uppercase;font-size:12px;font-weight:700;line-height:1.45}.featured-credit-tool h2{margin:0;font-size:34px;line-height:1.08}.featured-credit-tool p{color:#ffffffad;max-width:680px;margin:10px 0 0;line-height:1.55}.featured-credit-tool>b{color:var(--gold);white-space:nowrap;font-size:14px}.credit-page{background:var(--paper)}.credit-page-hero{background:radial-gradient(circle at 88% 18%, #f8d3894d, transparent 24%), var(--paper);padding:46px 0 86px}.credit-page-hero-grid{grid-template-columns:minmax(0,1.2fr) minmax(360px,.8fr);align-items:end;gap:clamp(54px,9vw,126px);display:grid}.credit-page-hero h1{letter-spacing:-.045em;max-width:900px;margin:0;font-size:clamp(52px,6vw,82px);font-weight:500;line-height:.98}.credit-page-hero-grid>div:last-child>p{color:var(--muted);margin:0;font-size:18px;line-height:1.65}.credit-page-hero-grid .button{margin-top:28px}.credit-answer-section{color:#fff;background:var(--navy);padding:58px 0}.credit-answer-grid{grid-template-columns:.78fr 1.22fr;gap:clamp(48px,8vw,110px);display:grid}.credit-answer-grid>div:first-child>span{color:var(--gold);letter-spacing:.09em;text-transform:uppercase;font-size:12px;font-weight:700}.credit-answer-grid h2{max-width:480px;margin:14px 0 0;font-size:42px;font-weight:500;line-height:1.08}.credit-answer-grid p{color:#fffc;margin:0;font-size:18px;line-height:1.65}.credit-answer-grid ul{grid-template-columns:1fr 1fr;gap:12px 28px;margin:24px 0 0;padding:0;list-style:none;display:grid}.credit-answer-grid li{color:#ffffffb3;padding-left:22px;line-height:1.5;position:relative}.credit-answer-grid li:before{content:"";background:var(--gold);border-radius:50%;width:8px;height:8px;position:absolute;top:.62em;left:0}.credit-calculator-section{padding:88px 0 100px;scroll-margin-top:100px}.credit-calculator-grid{grid-template-columns:minmax(340px,.72fr) minmax(0,1.28fr);align-items:start;gap:28px;display:grid}.credit-input-panel,.credit-results-panel{border:1px solid var(--line);background:var(--surface);border-radius:16px;min-width:0;box-shadow:0 12px 38px #0c243d12}.credit-input-panel{gap:0;padding:28px;display:grid}.credit-panel-heading>span,.credit-result-hero>span,.credit-chart-heading>div:first-child>span,.credit-impact-heading>span,.credit-schedule-heading>div>span{color:var(--gold-ink);letter-spacing:.08em;text-transform:uppercase;font-size:11px;font-weight:750}.credit-panel-heading h2{margin:10px 0 0;font-size:32px;font-weight:500;line-height:1.08}.credit-panel-heading p{color:var(--muted);margin:12px 0 0;font-size:13px;line-height:1.55}.credit-base-fields{gap:15px;margin-top:26px;display:grid}.credit-base-fields label,.credit-inline-fields label,.credit-cost-field{gap:8px;display:grid}.credit-base-fields label>span,.credit-inline-fields label>span,.credit-cost-field>span{color:var(--muted);font-size:12px;font-weight:650}.credit-base-fields label>small,.credit-cost-field>small{color:var(--muted);font-size:11px;line-height:1.45}.credit-input-wrap{background:var(--paper);border:1px solid var(--line);border-radius:8px;align-items:center;min-width:0;height:52px;transition:border-color .16s,box-shadow .16s;display:flex}.credit-input-wrap:focus-within{border-color:var(--gold-strong);box-shadow:0 0 0 3px #d5a94c2b}.credit-input-wrap input{width:100%;min-width:0;height:100%;color:var(--ink);background:0 0;border:0;outline:0;padding:0 12px;font-weight:650}.credit-input-wrap b{color:var(--gold-ink);flex:none;padding-right:12px;font-size:12px}.credit-scenario-fieldset{border:0;border-top:1px solid var(--line);min-width:0;margin:22px -28px 0;padding:22px 28px 0}.credit-switch{cursor:pointer;grid-template-columns:38px 1fr;align-items:start;gap:12px;display:grid}.credit-switch>input{appearance:none;cursor:pointer;background:#cbd6de;border:0;border-radius:999px;width:38px;height:22px;margin:1px 0 0;transition:background .16s}.credit-switch>input:before{content:"";background:#fff;border-radius:50%;width:16px;height:16px;margin:3px;transition:transform .16s;display:block;box-shadow:0 1px 4px #0c243d47}.credit-switch>input:checked{background:var(--navy)}.credit-switch>input:checked:before{transform:translate(16px)}.credit-switch>input:focus-visible{outline-offset:2px;outline:3px solid #d5a94c73}.credit-switch>span{gap:4px;display:grid}.credit-switch strong{font-size:14px}.credit-switch small{color:var(--muted);font-size:11px;line-height:1.45}.credit-inline-fields{grid-template-columns:1fr 1fr;gap:12px;margin-top:18px;display:grid}.credit-method-choice{grid-template-columns:1fr 1fr;gap:8px;margin-top:12px;display:grid}.credit-method-choice label{cursor:pointer}.credit-method-choice input{opacity:0;pointer-events:none;position:absolute}.credit-method-choice span{min-height:48px;color:var(--muted);background:var(--paper);border:1px solid var(--line);text-align:center;border-radius:8px;place-items:center;padding:8px 10px;font-size:12px;font-weight:650;display:grid}.credit-method-choice input:checked+span{color:var(--navy);border-color:var(--gold-strong);background:#fff8e8}.credit-method-choice input:focus-visible+span{outline-offset:2px;outline:3px solid #d5a94c47}.credit-field-note{color:var(--muted);margin:12px 0 0;font-size:11px;line-height:1.5}.credit-cost-field{margin-top:12px}.credit-results-panel{gap:20px;padding:28px;display:grid}.credit-result-hero{color:#fff;background:radial-gradient(circle at 90% 14%, #f8d38938, transparent 30%), var(--navy);border-radius:12px;padding:30px}.credit-result-hero>span{color:var(--gold)}.credit-result-hero>strong{letter-spacing:-.045em;margin-top:17px;font-size:clamp(46px,5vw,68px);line-height:1;display:block}.credit-result-hero>p{color:#ffffff9e;margin:10px 0 0;font-size:13px;line-height:1.5}.credit-metrics-grid,.credit-impact-grid,.credit-refinancing-summary{grid-template-columns:repeat(3,1fr);gap:10px;display:grid}.credit-metric{background:var(--paper);border:1px solid var(--line);border-radius:9px;min-width:0;padding:18px}.credit-metric>span{min-height:30px;color:var(--muted);font-size:11px;line-height:1.35;display:block}.credit-metric>strong{overflow-wrap:anywhere;margin-top:8px;font-size:20px;line-height:1.1;display:block}.credit-metric>small{color:var(--muted);margin-top:7px;font-size:10px;line-height:1.4;display:block}.credit-metric.is-good{background:#f2f8f3;border-color:#bdd6c1}.credit-metric.is-good>strong,.credit-metric.is-good>small{color:#246438}.credit-metric.is-warning{background:#fff5f2;border-color:#e6c0b8}.credit-metric.is-warning>strong,.credit-metric.is-warning>small{color:#963f32}.credit-impact-card,.credit-refinancing-card{border:1px solid var(--line);border-radius:11px;padding:22px}.credit-impact-heading{justify-content:space-between;align-items:flex-end;gap:20px;margin-bottom:18px;display:flex}.credit-impact-heading>span{max-width:60%}.credit-impact-heading>strong{text-align:right;font-size:20px}.credit-comparison-table{border:1px solid var(--line);border-radius:9px;margin-bottom:14px;overflow:hidden}.credit-comparison-note{color:var(--muted);margin:-4px 0 16px;font-size:11px;line-height:1.5}.credit-comparison-table>div{border-bottom:1px solid var(--line);grid-template-columns:1fr 1fr 1fr;align-items:center;gap:10px;min-height:50px;padding:10px 14px;display:grid}.credit-comparison-table>div:last-child{border-bottom:0}.credit-comparison-table .credit-comparison-head{min-height:44px;color:var(--muted);background:var(--paper);font-size:11px}.credit-comparison-table>div>span{color:var(--muted);font-size:11px}.credit-comparison-table>div>strong{font-size:14px}.credit-warning-message{color:#963f32;background:#fff5f2;border-left:3px solid #bb6458;margin:14px 0 0;padding:13px 15px;font-size:12px;line-height:1.5}.credit-chart-card{background:var(--surface);border:1px solid var(--line);border-radius:16px;margin-top:28px;padding:28px}.credit-chart-heading{justify-content:space-between;align-items:flex-end;gap:24px;display:flex}.credit-chart-heading>div:first-child{gap:7px;display:grid}.credit-chart-heading>div:first-child>strong{font-size:24px}.credit-chart-legend{color:var(--muted);flex-wrap:wrap;gap:16px;font-size:11px;display:flex}.credit-chart-legend span{align-items:center;gap:7px;display:flex}.credit-chart-legend i{background:var(--navy);border-radius:3px;width:20px;height:3px}.credit-chart-legend .is-baseline{background:#aab8c2}.credit-balance-chart{width:100%;height:270px;margin-top:24px;overflow:visible}.credit-balance-chart line{stroke:#dce4ea;stroke-width:.45px;vector-effect:non-scaling-stroke}.credit-balance-chart polyline{fill:none;stroke-linecap:round;stroke-linejoin:round;vector-effect:non-scaling-stroke}.credit-balance-chart .baseline-line{stroke:#aab8c2;stroke-width:2px;stroke-dasharray:5 5}.credit-balance-chart .current-line{stroke:var(--navy);stroke-width:3px}.credit-chart-axis{color:var(--muted);justify-content:space-between;font-size:11px;display:flex}.credit-schedule-section{background:var(--surface);border:1px solid var(--line);border-radius:16px;margin-top:28px;padding:28px}.credit-schedule-heading{justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:22px;display:flex}.credit-schedule-heading h2{margin:7px 0 0;font-size:30px;font-weight:500}.credit-schedule-heading button{color:var(--navy);border:1px solid var(--navy);cursor:pointer;background:0 0;border-radius:7px;flex:none;padding:11px 15px;font-size:12px;font-weight:650}.credit-schedule-heading button:hover,.credit-schedule-heading button:focus-visible{border-color:var(--gold-strong);background:#fff8e8}.credit-schedule-scroll{overflow-x:auto}.credit-schedule-scroll table{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;min-width:1020px}.credit-schedule-scroll th,.credit-schedule-scroll td{text-align:right;border-bottom:1px solid var(--line);white-space:nowrap;padding:14px 11px;font-size:12px}.credit-schedule-scroll th:first-child,.credit-schedule-scroll td:first-child{text-align:left}.credit-schedule-scroll thead th{color:var(--muted);background:var(--paper);letter-spacing:.04em;text-transform:uppercase;font-size:10px}.credit-schedule-scroll tbody tr.is-rate-change{background:#fff8e8}.credit-schedule-scroll tbody tr.is-prepayment{background:#f2f8f3}.credit-schedule-scroll tbody tr.has-gap td{border-top:4px double var(--line)}.credit-schedule-scroll td small{color:var(--gold-ink);margin-top:3px;font-size:9px;display:block}.credit-schedule-scroll tfoot{background:var(--paper);font-weight:700}.credit-table-note{color:var(--muted);margin:15px 0 0;font-size:11px;line-height:1.5}.credit-calculator-disclaimer{color:var(--muted);border-left:4px solid var(--gold-strong);background:#fff;grid-template-columns:auto 1fr;gap:18px;margin-top:24px;padding:20px 22px;font-size:12px;line-height:1.55;display:grid}.credit-calculator-disclaimer strong{color:var(--ink)}.credit-calculator-disclaimer p{margin:0}.credit-method-section,.credit-faq-section{background:#fff;padding:96px 0}.credit-section-heading{max-width:820px}.credit-section-heading h2{letter-spacing:-.04em;margin:0;font-size:clamp(40px,4.5vw,60px);font-weight:500;line-height:1.03}.credit-section-heading>p:not(.eyebrow){max-width:700px;color:var(--muted);margin:24px 0 0;font-size:17px;line-height:1.65}.credit-method-grid{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(4,1fr);margin:54px 0 0;padding:0;list-style:none;display:grid}.credit-method-grid li{border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:280px;padding:27px 24px}.credit-method-grid li>span{color:var(--gold-ink);letter-spacing:.08em;font-size:12px;font-weight:700}.credit-method-grid h3{margin:70px 0 14px;font-size:23px}.credit-method-grid p{color:var(--muted);margin:0;font-size:14px;line-height:1.58}.credit-law-section{background:var(--paper-deep);padding:96px 0}.credit-law-grid{grid-template-columns:.78fr 1.22fr;align-items:start;gap:clamp(50px,8vw,110px);display:grid}.credit-law-cards{grid-template-columns:1fr 1fr;gap:14px;display:grid}.credit-law-cards article{border:1px solid var(--line);background:#fff;border-radius:11px;padding:26px}.credit-law-cards article>span{color:var(--gold-ink);letter-spacing:.08em;text-transform:uppercase;font-size:10px;font-weight:700}.credit-law-cards h3{margin:22px 0 12px;font-size:21px;line-height:1.2}.credit-law-cards p{color:var(--muted);margin:0;font-size:13px;line-height:1.6}.credit-source-links{flex-wrap:wrap;grid-column:2;gap:12px 22px;margin-top:0;display:flex}.credit-source-links a{color:var(--navy);border-bottom:1px solid var(--gold-strong);font-size:13px;font-weight:700;line-height:1.6}.credit-faq-grid{grid-template-columns:.7fr 1.3fr;align-items:start;gap:clamp(50px,8vw,110px);display:grid}.credit-faq-list{border-top:1px solid var(--line)}.credit-faq-list details{border-bottom:1px solid var(--line)}.credit-faq-list summary{cursor:pointer;padding:24px 44px 24px 0;font-size:18px;font-weight:700;line-height:1.4;list-style:none;position:relative}.credit-faq-list summary::-webkit-details-marker{display:none}.credit-faq-list summary:after{content:"+";color:var(--gold-ink);font-size:28px;font-weight:400;position:absolute;top:18px;right:2px}.credit-faq-list details[open] summary:after{content:"−"}.credit-faq-list details p{color:var(--muted);margin:0;padding:0 44px 24px 0;line-height:1.65}.credit-consultation-section{color:#fff;background:var(--navy);padding:96px 0}.credit-consultation-grid{grid-template-columns:.8fr 1.2fr;align-items:start;gap:clamp(54px,9vw,120px);display:grid}.credit-consultation-grid h2{letter-spacing:-.04em;margin:0;font-size:clamp(42px,4.5vw,60px);font-weight:500;line-height:1.04}.credit-consultation-grid>div:first-child>p:not(.eyebrow){color:#ffffffab;margin:24px 0 0;font-size:17px;line-height:1.65}.credit-consultation-grid .text-link.is-light{color:var(--gold)}@media (width<=1100px){.credit-calculator-grid,.credit-law-grid{grid-template-columns:1fr}.credit-input-panel{grid-template-columns:1fr 1fr;gap:0 28px}.credit-panel-heading,.credit-base-fields{grid-column:1}.credit-scenario-fieldset{border-top:0;border-bottom:1px solid var(--line);grid-column:2;margin:0 -28px 0 0;padding:20px 28px}.credit-scenario-fieldset:last-child{border-bottom:0}.credit-source-links{grid-column:auto}.credit-method-grid{grid-template-columns:1fr 1fr}}@media (width<=900px){.featured-credit-tool,.credit-page-hero-grid,.credit-answer-grid,.credit-faq-grid,.credit-consultation-grid{grid-template-columns:1fr}.featured-credit-tool{gap:20px}.featured-credit-tool>b{white-space:normal}.credit-page-hero-grid{align-items:start;gap:34px}.credit-answer-grid{gap:30px}.credit-law-cards{grid-template-columns:1fr 1fr}.credit-faq-grid,.credit-consultation-grid{gap:44px}}@media (width<=760px){.credit-input-panel{display:block}.credit-scenario-fieldset{border-top:1px solid var(--line);border-bottom:0;margin:22px -28px 0;padding:22px 28px 0}.credit-metrics-grid,.credit-impact-grid,.credit-refinancing-summary,.credit-law-cards,.credit-answer-grid ul{grid-template-columns:1fr}.credit-metric>span{min-height:0}.credit-impact-heading,.credit-chart-heading,.credit-schedule-heading{flex-direction:column;align-items:flex-start}.credit-impact-heading>span{max-width:none}.credit-impact-heading>strong{text-align:left}.credit-balance-chart{height:220px}.credit-schedule-heading button{width:100%;min-height:50px}.credit-schedule-scroll{overflow:visible}.credit-schedule-scroll table,.credit-schedule-scroll tbody,.credit-schedule-scroll tr,.credit-schedule-scroll td{width:100%;min-width:0;display:block}.credit-schedule-scroll thead,.credit-schedule-scroll tfoot{display:none}.credit-schedule-scroll tbody{gap:12px;display:grid}.credit-schedule-scroll tbody tr{border:1px solid var(--line);border-radius:9px;padding:12px 15px}.credit-schedule-scroll tbody tr.has-gap{margin-top:20px}.credit-schedule-scroll tbody tr.has-gap:before{content:"Последний платёж";color:var(--muted);letter-spacing:.07em;text-transform:uppercase;margin:-34px 0 13px;font-size:10px;display:block}.credit-schedule-scroll tbody tr.has-gap td{border-top:0}.credit-schedule-scroll td{text-align:right;white-space:normal;grid-template-columns:1fr 1fr;gap:12px;padding:8px 0;display:grid}.credit-schedule-scroll td:before{content:attr(data-label);color:var(--muted);text-align:left;text-transform:uppercase;font-size:10px}.credit-schedule-scroll th:first-child,.credit-schedule-scroll td:first-child{text-align:right}.credit-method-grid{grid-template-columns:1fr}.credit-method-grid li{min-height:0}.credit-method-grid h3{margin-top:38px}}@media (width<=620px){.calculator-home-links{flex-direction:column;align-items:stretch}.featured-credit-tool{margin-bottom:50px;padding:26px 24px}.featured-credit-tool h2{font-size:30px}.credit-page-hero{padding:32px 0 62px}.credit-page-hero h1{overflow-wrap:break-word;-webkit-hyphens:auto;hyphens:auto;font-size:44px}.credit-page-hero-grid>div:last-child>p{font-size:16px}.credit-answer-section{padding:48px 0}.credit-answer-grid h2{font-size:34px}.credit-answer-grid p{font-size:16px}.credit-calculator-section{padding:56px 0 70px}.credit-input-panel,.credit-results-panel,.credit-chart-card,.credit-schedule-section{border-radius:12px;padding:20px}.credit-scenario-fieldset{margin-left:-20px;margin-right:-20px;padding-left:20px;padding-right:20px}.credit-inline-fields,.credit-method-choice{grid-template-columns:1fr}.credit-result-hero{padding:24px 20px}.credit-result-hero>strong{font-size:42px}.credit-metric{padding:16px}.credit-impact-card,.credit-refinancing-card{padding:17px}.credit-comparison-table>div{grid-template-columns:.72fr 1fr 1fr;padding:10px 8px}.credit-comparison-table>div>strong{font-size:12px}.credit-chart-legend{flex-direction:column}.credit-balance-chart{height:180px}.credit-schedule-heading h2{font-size:27px}.credit-calculator-disclaimer{grid-template-columns:1fr}.credit-method-section,.credit-law-section,.credit-faq-section,.credit-consultation-section{padding:70px 0}.credit-section-heading h2,.credit-consultation-grid h2{overflow-wrap:anywhere;-webkit-hyphens:auto;hyphens:auto;font-size:40px}.credit-faq-list summary{font-size:17px}.credit-faq-list details p{padding-right:0}}.cc-page{background:var(--surface)}.cc-page-hero{background:radial-gradient(circle at 82% 8%, #f8d38947, transparent 31%), var(--paper);padding:42px 0 92px;position:relative;overflow:hidden}.cc-page-hero:after{content:"";border:1px solid #b4533c38;border-radius:50%;width:440px;height:440px;position:absolute;bottom:-280px;right:-250px}.cc-page-hero-grid{z-index:1;grid-template-columns:minmax(0,1.25fr) minmax(340px,.75fr);align-items:end;gap:78px;margin-top:52px;display:grid;position:relative}.cc-page-hero h1{letter-spacing:-.047em;max-width:900px;margin:0;font-size:clamp(46px,5vw,72px);line-height:1.01}.cc-page-lead{max-width:790px;color:var(--muted);margin:30px 0 0;font-size:20px;line-height:1.6}.cc-hero-answer{color:#fff;background:var(--navy);border:1px solid #f8d38970;border-radius:14px;padding:34px;box-shadow:0 26px 64px #0c243d33}.cc-hero-answer>span,.cc-planner-toolbar>div:first-child>span,.cc-step,.cc-card-editor header span,.cc-condition-heading span,.cc-results .cc-forecast-copy>span,.cc-calendar>div>span{color:var(--gold);letter-spacing:.09em;text-transform:uppercase;font-size:11px;font-weight:750}.cc-hero-answer>strong{margin-top:22px;font-family:Georgia,Times New Roman,serif;font-size:24px;font-weight:500;line-height:1.38;display:block}.cc-hero-answer ol{color:#ffffffc7;border-top:1px solid #ffffff2e;gap:12px;margin:28px 0 0;padding:24px 0 0;line-height:1.4;list-style-position:inside;display:grid}.cc-four-numbers{background:var(--surface);padding:96px 0}.cc-four-numbers-grid{grid-template-columns:minmax(300px,.72fr) minmax(0,1.28fr);align-items:start;gap:84px;display:grid}.cc-four-numbers h2,.cc-section-heading h2,.cc-bank-guide-heading h2,.cc-lifehacks-grid>div:first-child h2,.cc-law-grid h2,.cc-faq-grid h2,.cc-consultation-grid h2{letter-spacing:-.038em;margin:0;font-size:clamp(38px,4.2vw,58px);line-height:1.06}.cc-four-numbers-grid>div:first-child>p:not(.eyebrow),.cc-section-heading>p,.cc-bank-guide-heading>div:last-child>p,.cc-lifehacks-grid>div:first-child>p:not(.eyebrow),.cc-law-grid>div>p:not(.eyebrow),.cc-consultation-grid>div>p:not(.eyebrow){color:var(--muted);margin:26px 0 0;font-size:17px;line-height:1.65}.cc-number-cards{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(2,1fr);display:grid}.cc-number-cards article{border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:210px;padding:28px}.cc-number-cards span,.cc-method-grid>li>span,.cc-lifehacks-list article>span{color:var(--terra);letter-spacing:.08em;font-size:12px;font-weight:750}.cc-number-cards h3{margin:54px 0 12px;font-size:24px}.cc-number-cards p{color:var(--muted);margin:0;line-height:1.55}.cc-calculator-section{background:var(--navy);padding:100px 0 112px}.cc-planner{gap:28px;display:grid}.cc-planner-toolbar{color:#fff;background:#ffffff0e;border:1px solid #ffffff24;border-radius:12px;justify-content:space-between;align-items:center;gap:38px;padding:24px 28px;display:flex}.cc-planner-toolbar>div:first-child>p{color:#ffffffb8;max-width:740px;margin:7px 0 0;font-size:14px;line-height:1.5}.cc-planner-toolbar>div:last-child{flex-wrap:wrap;justify-content:flex-end;gap:10px;display:flex}.cc-text-button,.cc-remove-button,.cc-icon-remove{color:var(--terra);font:inherit;cursor:pointer;background:0 0;border:0;font-size:13px;font-weight:700}.cc-planner-toolbar .cc-text-button{min-height:42px;color:var(--gold);border:1px solid #f8d3895c;border-radius:8px;padding:9px 14px}.cc-planner-toolbar .cc-text-button.is-muted{color:#ffffffa6;border-color:#ffffff2e}.cc-plan-settings,.cc-results{background:var(--surface);border-radius:16px;padding:38px;box-shadow:0 24px 70px #0000002e}.cc-plan-settings{grid-template-columns:minmax(260px,.6fr) minmax(0,1.4fr);align-items:start;gap:52px;display:grid}.cc-plan-settings .cc-step,.cc-card-editor header span,.cc-condition-heading span,.cc-results .cc-step,.cc-results .cc-forecast-copy>span,.cc-calendar>div>span{color:var(--terra)}.cc-plan-settings h2,.cc-section-title h2,.cc-results .cc-section-title h2{letter-spacing:-.035em;margin:10px 0 0;font-size:36px;line-height:1.1}.cc-plan-settings>div:first-child>p,.cc-section-title>div>p{max-width:620px;color:var(--muted);margin:16px 0 0;font-size:14px;line-height:1.55}.cc-settings-fields{grid-template-columns:1.1fr 1.3fr .7fr;gap:18px;display:grid}.cc-settings-fields label,.cc-card-basic-grid label,.cc-row-fields label,.cc-repeat-item label{align-content:start;gap:9px;display:grid}.cc-settings-fields label>span,.cc-card-basic-grid label>span,.cc-row-fields label>span,.cc-repeat-item label>span{color:var(--muted);font-size:12px;font-weight:650;line-height:1.35}.cc-settings-fields input,.cc-settings-fields select,.cc-card-basic-grid input,.cc-card-basic-grid select,.cc-row-fields input,.cc-repeat-item input{width:100%;min-height:52px;color:var(--ink);border:1px solid var(--line);font:inherit;background:#fff;border-radius:8px;padding:12px 14px;font-size:15px}.cc-settings-fields select,.cc-card-basic-grid select{padding-right:34px}.cc-settings-fields small,.cc-card-basic-grid label>small{min-height:30px;color:var(--muted);font-size:10px;line-height:1.45}.cc-input-suffix{position:relative}.cc-input-suffix input{padding-right:46px}.cc-input-suffix>b{color:var(--muted);pointer-events:none;font-size:13px;position:absolute;top:50%;right:14px;transform:translateY(-50%)}.cc-cards-section{gap:22px;display:grid}.cc-section-title{color:#fff;justify-content:space-between;align-items:end;gap:30px;padding:24px 2px 8px;display:flex}.cc-section-title .cc-step{color:var(--gold)}.cc-section-title>div>p{color:#ffffffa6}.cc-section-title .button{color:#fff;background:0 0;border-color:#ffffff52;min-height:50px;padding:10px 18px}.cc-section-title .button:disabled,.cc-add-card-wide:disabled{opacity:.5;cursor:not-allowed}.cc-card-editors{gap:22px;display:grid}.cc-card-editor{background:var(--surface);border:1px solid #ffffff2e;border-radius:16px;overflow:hidden;box-shadow:0 24px 70px #00000026}.cc-card-editor>header{border-bottom:1px solid var(--line);background:var(--paper);justify-content:space-between;align-items:center;gap:24px;padding:24px 30px;display:flex}.cc-card-editor>header h3{margin:6px 0 0;font-size:27px;line-height:1.2}.cc-remove-button{min-height:40px;padding:8px 12px}.cc-card-basic-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;padding:28px 30px;display:grid}.cc-span-2{grid-column:span 2}.cc-profile-hint{background:#2c6f780f;border:1px solid #2c6f7840;border-radius:10px;margin:0 30px 28px;padding:0 20px}.cc-profile-hint summary{color:var(--navy);cursor:pointer;padding:16px 0;font-size:14px;font-weight:700}.cc-profile-hint[open] summary{border-bottom:1px solid #2c6f782e}.cc-profile-hint>p{color:var(--muted);margin:16px 0 0;font-size:13px;line-height:1.6}.cc-profile-hint .is-caution{border-left:3px solid var(--gold-strong);padding-left:14px}.cc-profile-hint>div{flex-wrap:wrap;gap:22px;padding:18px 0 20px;display:flex}.cc-profile-hint a{color:var(--terra);font-size:12px;font-weight:700}.cc-condition-block{border-top:1px solid var(--line);padding:28px 30px}.cc-condition-heading{justify-content:space-between;align-items:center;gap:22px;margin-bottom:20px;display:flex}.cc-condition-heading h4{margin:7px 0 0;font-size:20px;line-height:1.25}.cc-condition-heading .cc-text-button{min-height:40px;padding:8px 0}.cc-row-fields{grid-template-columns:minmax(0,1fr) minmax(220px,.7fr);gap:18px;max-width:720px;display:grid}.cc-inline-result{border-radius:8px;margin:16px 0 0;padding:12px 15px;font-size:13px;line-height:1.45}.cc-inline-result.is-covered{color:#315a39;background:#edf6ee}.cc-inline-result.is-at-risk,.cc-inline-result.is-unknown{color:#745b1f;background:#fbf4df}.cc-inline-result.is-expired{color:#7f302b;background:#fce9e7}.cc-repeat-list{gap:14px;display:grid}.cc-repeat-item{border:1px solid var(--line);background:var(--paper);border-radius:10px;grid-template-columns:minmax(0,1fr) minmax(220px,.72fr) 32px;align-items:end;gap:16px;padding:17px;display:grid;position:relative}.cc-icon-remove{width:32px;height:52px;color:var(--muted);font-size:23px;line-height:1}.cc-group-result{border-radius:8px;flex-wrap:wrap;grid-column:1/-1;gap:9px 18px;padding:13px 15px;font-size:12px;display:flex}.cc-group-result strong{margin-right:auto}.cc-group-result.is-covered{color:#315a39;background:#e9f4eb}.cc-group-result.is-at-risk,.cc-group-result.is-unknown{color:#745b1f;background:#fbf3da}.cc-group-result.is-expired{color:#7f302b;background:#fce7e5}.cc-empty-repeat{color:var(--muted);border:1px dashed var(--line);border-radius:9px;margin:0;padding:16px 18px;font-size:13px}.cc-add-card-wide{color:#fff;min-height:76px;font:inherit;cursor:pointer;background:#ffffff0b;border:1px dashed #ffffff57;border-radius:14px;justify-content:center;align-items:center;gap:15px;font-weight:650;display:flex}.cc-add-card-wide span{color:var(--gold);font-size:25px}.cc-results{margin-top:10px}.cc-results .cc-section-title{color:var(--ink);padding:0 0 28px}.cc-results .cc-section-title>div>p{color:var(--muted)}.cc-metrics{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(4,1fr);display:grid}.cc-metrics>div{border-right:1px solid var(--line);border-bottom:1px solid var(--line);flex-direction:column;gap:9px;min-height:170px;padding:24px;display:flex}.cc-metrics span{color:var(--muted);letter-spacing:.06em;text-transform:uppercase;font-size:11px;font-weight:700}.cc-metrics strong{letter-spacing:-.035em;margin-top:auto;font-size:clamp(27px,2.5vw,38px)}.cc-metrics small{color:var(--muted);font-size:11px;line-height:1.4}.cc-metrics .is-warning{background:#fff9e9}.cc-metrics .is-danger{background:#fff0ee}.cc-metrics .is-good{background:#f2f8f2}.cc-critical-alert{color:#762d28;background:#fff0ee;border-left:4px solid #b9473e;margin-top:20px;padding:20px 22px}.cc-critical-alert p{margin:8px 0 0;font-size:14px;line-height:1.55}.cc-incomplete-alert{color:#624c19;border-left:4px solid var(--gold-strong);background:#fff9e9;margin-top:20px;padding:20px 22px}.cc-incomplete-alert p{margin:8px 0 0;font-size:14px;line-height:1.55}.cc-incomplete-alert ul{gap:7px;margin:10px 0 0;padding-left:20px;font-size:13px;line-height:1.45;display:grid}.cc-card-status-grid{grid-template-columns:repeat(2,1fr);gap:14px;margin-top:22px;display:grid}.cc-card-status{border:1px solid var(--line);border-radius:11px;min-height:180px;padding:22px}.cc-card-status>div{color:var(--muted);align-items:center;gap:10px;font-size:12px;display:flex}.cc-card-status>div i{border-radius:50%;width:9px;height:9px}.cc-card-status>strong{margin-top:30px;font-size:20px;line-height:1.28;display:block}.cc-card-status>p,.cc-card-status>small{color:var(--muted);margin:11px 0 0;font-size:12px;line-height:1.5;display:block}.cc-card-status.is-good{background:#f2f8f2;border-color:#b9d5bc}.cc-card-status.is-warning{background:#fff9e9;border-color:#e7d49c}.cc-card-status.is-danger{background:#fff0ee;border-color:#e4b8b4}.cc-forecast-grid{border-top:1px solid var(--line);grid-template-columns:minmax(0,1.2fr) minmax(300px,.8fr);gap:34px;margin-top:34px;padding-top:34px;display:grid}.cc-forecast-missing{color:var(--muted);border:1px dashed var(--line);background:#fafbfb;border-radius:10px;margin-top:34px;padding:26px}.cc-forecast-missing strong{color:var(--ink);font-size:18px;display:block}.cc-forecast-missing p{max-width:760px;margin:8px 0 0;font-size:13px;line-height:1.55}.cc-forecast-copy h3,.cc-calendar h3{letter-spacing:-.025em;margin:9px 0 0;font-size:30px}.cc-forecast-copy dl{grid-template-columns:repeat(3,1fr);gap:12px;margin:24px 0 0;display:grid}.cc-forecast-copy dl>div{border:1px solid var(--line);border-radius:9px;padding:15px}.cc-forecast-copy dt{color:var(--muted);text-transform:uppercase;font-size:10px}.cc-forecast-copy dd{margin:12px 0 0;font-size:19px;font-weight:700;line-height:1.25}.cc-forecast-note{color:#fff;background:var(--navy);border-radius:11px;padding:24px}.cc-forecast-note strong{color:var(--gold)}.cc-forecast-note p{color:#ffffffb3;margin:15px 0 0;font-size:13px;line-height:1.6}.cc-stalled-note{color:#7f302b;background:#fff0ee;border-left:3px solid #b9473e;margin:18px 0 0;padding:14px 16px;font-size:13px;line-height:1.5}.cc-chart-wrap,.cc-empty-chart{border:1px solid var(--line);background:#fff;border-radius:12px;margin-top:28px;padding:24px}.cc-chart-legend{flex-wrap:wrap;gap:10px 20px;margin-bottom:14px;display:flex}.cc-chart-legend span{color:var(--muted);align-items:center;gap:8px;font-size:11px;display:inline-flex}.cc-chart-legend i{width:18px;height:3px;display:inline-block}.cc-chart-legend .is-total i{background:var(--navy);height:5px}.cc-balance-chart{width:100%;height:420px;display:block;overflow:visible}.cc-balance-chart text{fill:var(--muted);font-size:11px}.cc-chart-grid{stroke:#dfe4e6;stroke-width:1px}.cc-empty-chart{min-height:220px;color:var(--muted);text-align:center;place-items:center;display:grid}.cc-calendar{border-top:1px solid var(--line);grid-template-columns:minmax(220px,.44fr) minmax(0,1.56fr);gap:40px;margin-top:34px;padding-top:34px;display:grid}.cc-calendar ol{gap:8px;margin:0;padding:0;list-style:none;display:grid}.cc-calendar-events{min-width:0}.cc-calendar-more{min-height:44px;color:var(--terra);border:1px solid var(--line);font:inherit;cursor:pointer;background:#fff;border-radius:8px;margin-top:12px;padding:10px 16px;font-size:13px;font-weight:700}.cc-calendar li{border:1px solid var(--line);border-left-width:4px;border-radius:8px;grid-template-columns:145px minmax(0,1fr) auto;align-items:center;gap:18px;padding:14px 16px;display:grid}.cc-calendar li.is-good{border-left-color:#5f8d65}.cc-calendar li.is-warning{border-left-color:var(--gold-strong)}.cc-calendar li.is-danger{border-left-color:#b9473e}.cc-calendar time{font-size:12px;font-weight:700}.cc-calendar li>div{gap:3px;display:grid}.cc-calendar li>div strong{font-size:13px}.cc-calendar li>div span{color:var(--muted);font-size:11px}.cc-calendar li>b{font-size:14px}.cc-calendar-empty{color:var(--muted);border:1px dashed var(--line);border-radius:10px;margin:0;padding:26px}.cc-after-payment{color:#fff;background:var(--navy);border-radius:11px;margin-top:30px;padding:22px 24px}.cc-after-payment strong{color:var(--gold)}.cc-after-payment p{color:#ffffffb8;margin:9px 0 0;font-size:13px;line-height:1.55}.cc-privacy{color:#ffffff9e;text-align:center;margin:0;font-size:12px;line-height:1.5}.cc-method-section,.cc-bank-guide-section,.cc-lifehacks-section,.cc-law-section,.cc-faq-section,.cc-consultation-section{padding:108px 0}.cc-method-section{background:var(--paper-deep)}.cc-section-heading{grid-template-columns:minmax(0,1.1fr) minmax(320px,.72fr);align-items:end;gap:70px;display:grid}.cc-section-heading>p{margin:0}.cc-method-grid{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(2,1fr);gap:0;margin:58px 0 0;padding:0;list-style:none;display:grid}.cc-method-grid li{border-right:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:50px minmax(0,1fr);gap:24px;min-height:240px;padding:30px;display:grid}.cc-method-grid h3{margin:0;font-size:25px}.cc-method-grid p{color:var(--muted);margin:15px 0 0;line-height:1.6}.cc-bank-guide-section{background:var(--surface)}.cc-bank-guide-heading{grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);align-items:end;gap:74px;display:grid}.cc-bank-guide-heading>div:last-child>p{margin-top:0}.cc-bank-guide-heading a,.cc-source-links a{color:var(--terra);margin-top:18px;font-size:13px;font-weight:700;display:inline-flex}.cc-bank-guide-disclaimer{color:var(--muted);border-left:3px solid var(--gold-strong);background:var(--paper);margin:36px 0 0;padding:18px 20px;font-size:13px;line-height:1.55}.cc-bank-guide-grid{grid-template-columns:repeat(2,1fr);gap:12px;margin-top:34px;display:grid}.cc-bank-guide-grid details{border:1px solid var(--line);background:#fff;border-radius:10px}.cc-bank-guide-grid summary{cursor:pointer;grid-template-columns:42px minmax(0,1fr);align-items:center;gap:14px;padding:20px;list-style:none;display:grid}.cc-bank-guide-grid summary::-webkit-details-marker{display:none}.cc-bank-guide-grid summary>span:first-child{color:var(--terra);font-size:11px;font-weight:750}.cc-bank-guide-grid .cc-bank-guide-title{gap:4px;display:grid}.cc-bank-guide-grid summary strong{font-size:18px}.cc-bank-guide-grid summary small{color:var(--muted);line-height:1.35}.cc-bank-guide-grid details[open] summary{border-bottom:1px solid var(--line)}.cc-bank-guide-body{padding:6px 20px 22px 76px}.cc-bank-guide-body p{color:var(--muted);margin:16px 0 0;font-size:13px;line-height:1.6}.cc-bank-guide-body .is-caution{border-left:3px solid var(--gold-strong);padding-left:13px}.cc-bank-guide-body>div{flex-wrap:wrap;gap:18px;margin-top:20px;display:flex}.cc-bank-guide-body a{color:var(--terra);font-size:12px;font-weight:700}.cc-lifehacks-section{color:#fff;background:var(--navy)}.cc-lifehacks-grid{grid-template-columns:minmax(300px,.65fr) minmax(0,1.35fr);align-items:start;gap:78px;display:grid}.cc-lifehacks-grid .eyebrow{color:var(--gold)}.cc-lifehacks-grid>div:first-child>p:not(.eyebrow){color:#ffffffad}.cc-lifehacks-list{border-top:1px solid #ffffff2e;border-left:1px solid #ffffff2e;grid-template-columns:repeat(2,1fr);display:grid}.cc-lifehacks-list article{border-bottom:1px solid #ffffff2e;border-right:1px solid #ffffff2e;min-height:230px;padding:26px}.cc-lifehacks-list article>span{color:var(--gold)}.cc-lifehacks-list h3{margin:45px 0 13px;font-size:22px}.cc-lifehacks-list p{color:#ffffffa8;margin:0;font-size:14px;line-height:1.55}.cc-law-section{background:var(--paper)}.cc-law-grid{grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);align-items:start;gap:78px;display:grid}.cc-source-links{justify-items:start;margin-top:18px;display:grid}.cc-law-grid aside{color:#fff;background:var(--navy);border-radius:13px;padding:34px;box-shadow:0 24px 60px #0c243d2e}.cc-law-grid aside strong{color:var(--gold);font-size:23px}.cc-law-grid aside p{color:#ffffffb3;margin:20px 0 0;line-height:1.65}.cc-law-grid aside a{color:#fff;margin-top:26px;font-size:13px;font-weight:700;display:inline-flex}.cc-faq-section{background:var(--surface)}.cc-faq-grid{grid-template-columns:minmax(300px,.62fr) minmax(0,1.38fr);gap:80px;display:grid}.cc-faq-grid>div:last-child{border-top:1px solid var(--line)}.cc-faq-grid details{border-bottom:1px solid var(--line)}.cc-faq-grid summary{cursor:pointer;padding:25px 34px 25px 0;font-size:19px;font-weight:700;line-height:1.35}.cc-faq-grid details p{max-width:780px;color:var(--muted);margin:0;padding:0 34px 25px 0;line-height:1.65}.cc-consultation-section{color:#fff;background:var(--navy)}.cc-consultation-grid{grid-template-columns:minmax(0,.9fr) minmax(430px,.76fr);align-items:start;gap:84px;display:grid}.cc-consultation-grid .eyebrow{color:var(--gold)}.cc-consultation-grid>div>p:not(.eyebrow){color:#ffffffad}.featured-tools-stack{gap:18px;margin-bottom:72px;display:grid}.featured-tools-stack .featured-credit-tool{margin-bottom:0}.featured-card-tool{color:#fff;background:var(--navy);border-color:#f8d3896b}.featured-card-tool>span,.featured-card-tool b{color:var(--gold)}.featured-card-tool p{color:#ffffffad}.credit-card-service-tool{color:#fff;background:var(--navy);padding:72px 0}.credit-card-service-tool-grid{grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:60px;display:grid}.credit-card-service-tool h2{margin:0;font-size:clamp(36px,4vw,54px);line-height:1.06}.credit-card-service-tool p:not(.eyebrow){color:#ffffffb3;max-width:760px;margin:21px 0 0;line-height:1.6}.credit-card-service-tool-grid>div:last-child{justify-items:start;gap:18px;display:grid}.credit-card-service-tool .text-link{color:#fff}@media (width<=1080px){.cc-page-hero-grid,.cc-four-numbers-grid,.cc-lifehacks-grid,.cc-law-grid,.cc-faq-grid{gap:48px}.cc-settings-fields{grid-template-columns:1fr 1fr}.cc-card-basic-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.cc-metrics{grid-template-columns:repeat(2,1fr)}.cc-calendar{grid-template-columns:1fr}}@media (width<=900px){.cc-page-hero-grid,.cc-four-numbers-grid,.cc-plan-settings,.cc-section-heading,.cc-bank-guide-heading,.cc-lifehacks-grid,.cc-law-grid,.cc-faq-grid,.cc-consultation-grid,.credit-card-service-tool-grid{grid-template-columns:1fr}.cc-page-hero-grid{align-items:start}.cc-hero-answer{max-width:660px}.cc-plan-settings{gap:30px}.cc-card-status-grid,.cc-forecast-grid,.cc-bank-guide-grid,.cc-method-grid{grid-template-columns:1fr}.cc-consultation-grid{max-width:720px}}@media (width<=760px){.cc-page-hero{padding-bottom:70px}.cc-page-hero-grid{margin-top:34px}.cc-page-hero h1{overflow-wrap:anywhere;font-size:48px}.cc-page-lead{font-size:17px}.cc-four-numbers,.cc-method-section,.cc-bank-guide-section,.cc-lifehacks-section,.cc-law-section,.cc-faq-section,.cc-consultation-section{padding:76px 0}.cc-number-cards,.cc-lifehacks-list{grid-template-columns:1fr}.cc-calculator-section{padding:64px 0 76px}.cc-planner-toolbar,.cc-section-title,.cc-condition-heading{flex-direction:column;align-items:stretch}.cc-planner-toolbar>div:last-child{justify-content:flex-start}.cc-plan-settings,.cc-results{padding:25px}.cc-settings-fields,.cc-card-basic-grid,.cc-row-fields{grid-template-columns:1fr}.cc-span-2{grid-column:span 1}.cc-card-editor>header,.cc-card-basic-grid,.cc-condition-block{padding-left:22px;padding-right:22px}.cc-profile-hint{margin-left:22px;margin-right:22px}.cc-repeat-item{grid-template-columns:1fr 36px}.cc-repeat-item label{grid-column:1}.cc-repeat-item .cc-icon-remove{grid-area:1/2/3;align-self:center}.cc-group-result{grid-column:1/-1}.cc-forecast-copy dl{grid-template-columns:1fr}.cc-chart-wrap{overflow-x:auto}.cc-balance-chart{width:860px;max-width:none}.cc-calendar li{grid-template-columns:1fr auto}.cc-calendar time{grid-column:1/-1}.cc-bank-guide-body{padding-left:20px}.credit-card-service-tool-grid>div:last-child{justify-items:stretch}}@media (width<=520px){.cc-page-hero h1{font-size:40px}.cc-page-hero .hero-actions{flex-direction:column;align-items:stretch}.cc-hero-answer,.cc-plan-settings,.cc-results{padding:21px}.cc-four-numbers h2,.cc-section-heading h2,.cc-bank-guide-heading h2,.cc-lifehacks-grid>div:first-child h2,.cc-law-grid h2,.cc-faq-grid h2,.cc-consultation-grid h2{overflow-wrap:anywhere;font-size:38px}.cc-settings-fields{grid-template-columns:1fr}.cc-card-editor>header{flex-direction:column;align-items:flex-start}.cc-metrics,.cc-card-status-grid,.cc-calendar li{grid-template-columns:1fr}.cc-calendar li>b{justify-self:start}.cc-method-grid li{grid-template-columns:34px minmax(0,1fr);padding:22px}.cc-bank-guide-grid summary{grid-template-columns:30px minmax(0,1fr);padding:17px}.cc-bank-guide-body{padding:4px 17px 20px}}
